51 William St, Demarest, NJ 07627 Property Records

Bergen County and Demarest Borough property record for 51 William St, Demarest, NJ 07627 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3,224 sqft · built 2004
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Oct 2004)
Tax Bill	$29,793 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00090-0000-00201`

Property Details

APN / Parcel Number

Primary APN	`09-00090-0000-00201`
Alternative APN	`090009000201`

Interior

Building Area	3,224 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	51 WILLIAM ST
City	DEMAREST
State	NJ
Zip	07627-2212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.230AC
Legal Subdivision	VILLA SITES/DEMAREST
Legal Block	90
Legal Lot Number	201
Jurisdiction	BERGEN NJ
Township / Civil Division	DEMAREST
Census Block Group	2
Census Block	2029
Census Tract	9100

Owner

Source: Bergen County and Demarest Borough records · APN 09-00090-0000-00201

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	51 WILLIAM ST, DEMAREST, NJ 07627-2212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 06, 2004 · Amount on Record
Deed Sale	Oct 06, 2004 · Amount on Record
Prior Sale	Aug 06, 2003 · Amount on Record
Deed Book / Page	8732 / 786
Prior Transfer Date	May 01, 2003
Prior Transfer Doc	8573000732
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	51 WILLIAM ST, DEMAREST, NJ 07627-2212
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024880606
Date	Jan 03, 2017
Book Page	02488/0606
Instrument	17-000330

Lender

Name	BOILING SPRING SVGS BANK
Type	Bank
Address	RUTHERFORD, NJ 07070

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 01, 2032
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	5-Year CMT
Max Rate	7.5%

Tax Assessment & Valuation

Source: Bergen County and Demarest Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Demarest Borough
Elementary School District	Demarest Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,650,600 (-) Land $692,000 Building $958,600	$1,650,600 (-) Land $692,000 Building $958,600
2025	$29,793.00 (+6.76%)	$1,650,600 (+80.81%) Land $692,000 Building $958,600	$1,650,600 (+80.81%) Land $692,000 Building $958,600
2024	$27,907.00 (+7.68%)
2023		$912,900 Land $396,000 Building $516,900	$912,900 Land $396,000 Building $516,900
2022	$25,917.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 35% of New Jersey
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.