54 Watchmen Ln, Cameron, NC 28326 Property Records

Harnett County property record for 54 Watchmen Ln, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,350 sqft · built 2015
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jun 2022)
Tax Bill	$2,685 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1500050144`

Property Details

APN / Parcel Number

Primary APN	`1500050144`
Alternative APN	`09956517 0282 01`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,350 sqft Heated Area
1st Floor Area	955 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	125 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500050144
Street Address	54 WATCHMEN LN
City	CAMERON
State	NC
Zip	28326-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#815 THE MANORS@LEXINGTON PT1
Legal Subdivision	LEXINGTON PLANTATION
Legal Lot Number	815
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	2
Census Block	2000
Census Tract	71303

Owner

54 Watchmen Ln is owned and occupied by two individuals who bought it in June 2022.

Source: Harnett County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54 WATCHMEN LN, CAMERON, NC 28326-1002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2022	Warranty Deed, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK
Sep 16, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 23, 2020	Deed of Trust, Mortgage · VA Mortgage ARCUS LENDING INC ARCUS LENDING INC
May 26, 2017	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2022 · Amount on File
Deed Sale	Jun 20, 2022 · Amount on File
Prior Sale	May 26, 2017 · Amount on File
Deed Document Number	2022103192
Deed Book / Page	4155 / 2205
Prior Transfer Date	Apr 20, 2016
Prior Transfer Doc	0000006012
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Jun 20, 2022
Property Address	54 WATCHMEN LN, CAMERON, NC 28326-1002
Document Number	0000103192
Book / Page	4155 / 2205
Map Reference	MB 2014 PG 103&104
Instrument Date	May 25, 2022
Instrument	2022103192
Transaction Type	Transfer
Record Updated	Jul 11, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3132 BAKERTOWN STATION WAY, 3132, KNOXVILLE, TN 37931-4071

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 WATCHMEN LN, CAMERON, NC 28326-1002
Investor	Possibly a Property Investor

Mortgage

Document Number	0000103193
Date	Jun 20, 2022
Instrument	2022103193

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	54 WATCHMEN LN, CAMERON, NC 28326-1002
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021679
Date	Sep 16, 2021
Book Page	4045/349
Instrument	2021021679

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	54 WATCHMEN LN, CAMERON, NC 28326-1002
Document Number	0000012872
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	54 WATCHMEN LN CAMERON NC 283261002, CAMERON, NC 28326-1002

Mortgage

Document Number	0000012872
Date	Jul 30, 2020
Book Page	003846/000390
Instrument	12872

Lender

Name	ARCUS LENDING INC ARCUS LENDING INC
Type	Bank
Address	SAN JOSE, CA 95128

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	May 26, 2017
Property Address	54 WATCHMEN LN, CAMERON, NC 28326-1002
Document Number	0000007653
Book / Page	003508 / 000592
Instrument Date	May 15, 2017
Instrument	7653
Transaction Type	Transfer
Record Updated	Jun 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	54 WATCHMEN LN CAMERON NC 283261002, CAMERON, NC 28326-1002

Mortgage

Document Number	7655
Date	May 26, 2017
Book Page	003508/000595
Instrument	7655

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 25, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 54 Watchmen Ln was $2,685.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,685.00	$346,678	$346,678 Land $82,010 Building $264,668
2023	$1,935.00	$260,252	$260,252 Land $47,740 Building $212,512

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Watchmen Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2017–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Watchmen Ln is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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