40 Watchmen Ln, Cameron, NC 28326 Property Records

Harnett County property record for 40 Watchmen Ln, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,471 sqft · built 2015
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (May 2023)
Tax Bill	$2,814 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1500056216`

Property Details

APN / Parcel Number

Primary APN	`1500056216`
Alternative APNs	`09956517 0282` `1500031833`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,471 sqft Heated Area
1st Floor Area	879 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	124 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500056216
Street Address	40 WATCHMEN LN
City	CAMERON
State	NC
Zip	28326-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#814 THE MANORS@LEXINGTON PT 1 MAP#2014-103
Legal Subdivision	LEXINGTON PLANTATION
Legal Lot Number	814
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	2
Census Block	2000
Census Tract	71303

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 WATCHMEN LN, CAMERON, NC 28326-1002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Sep 19, 2022	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
May 28, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2023 · Amount on Record
Deed Sale	May 2, 2023 · Amount on Record
Prior Sale	May 28, 2019 · Amount on Record
Deed Document Number	20236845
Deed Book / Page	4191 / 1094
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	May 2, 2023
Property Address	40 WATCHMEN LN, CAMERON, NC 28326-1002
Document Number	0000006845
Book / Page	4191 / 1094
Map Reference	MB 2014 PG 103&104
Instrument Date	Apr 24, 2023
Instrument	2023006845
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11852 KENNON RIDGE LN, HUNTERSVILLE, NC 28078-3701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WATCHMEN LN, CAMERON, NC 28326-1002

Mortgage

Document Number	0000006846
Date	May 2, 2023
Instrument	2023006846

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	40 WATCHMEN LN, CAMERON, NC 28326-1002
Transaction Type	Mortgage
Record Updated	Oct 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109817
Date	Sep 19, 2022
Book Page	4167/1311
Instrument	2022109817

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	May 28, 2019
Property Address	40 WATCHMEN LN, CAMERON, NC 28326-1002
Document Number	0000006877
Book / Page	3700 / 0681
Map Reference	MB 2014 PG 103&104
Instrument Date	May 20, 2019
Instrument	2019006877
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$452.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 WATCHMEN LN, 40, CAMERON, NC 28326-1002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WATCHMEN LN, CAMERON, NC 28326-1002

Mortgage

Document Number	0000006878
Date	May 28, 2019
Instrument	2019006878

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,814.00 (+38.76%)	$363,907 (+33.11%)	$363,907 (+33.11%) Land $86,560 Building $277,347
2025	$2,028.00	$273,390 (-)	$273,390 (-) Land $50,390 Building $223,000
2023	$2,028.00 (-17.16%)	$273,390 (-)	$273,390 (-) Land $50,390 Building $223,000
2022	$2,448.00	$273,390	$273,390 Land $50,390 Building $223,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2017–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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