54 Verdi Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 54 Verdi Rd, Westerly, RI 02891

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 2 ba · 2,144 sqft · built 1964
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on Record
Last Sale$550,000 (Jul 2012)
Tax Bill$7,970 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNWEST M:135 B:87

Property Details

APN / Parcel Number

Primary APNWEST M:135 B:87
Alternative APNs
  • M:135 B:87 L
  • 10030035

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,144 sqft Living Area
Gross Area4,576 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,000 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number10030035
Street Address54 VERDI RD
CityWESTERLY
StateRI
Zip02891-4739
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal Block87
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group2
Census Block2008
Census Tract51000

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address52 OLD COMMON RD, WETHERSFIELD, CT 06109-3945
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2012 · Amount on Record
Deed SaleJul 16, 2012 · Amount on Record
Deed Book / Page1925 / 782
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address54 VERDI RD, WESTERLY, RI 02891-4739
Document Number2020-4497
Instrument DateJul 24, 2020
Transaction TypeMortgage
Record UpdatedJun 28, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 VERDI RD WESTERLY RI 028914739, WESTERLY, RI 02891-4739

Mortgage

Document Number2020-4497
DateJul 27, 2020
Book Page002020/014497
Instrument3364
Lender
NameRESIDENTIAL MTG SVC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 26, 2050

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,970.00 (-4.31%)$1,121,000 (+29.48%) Land $648,600 Building $472,400$1,417,789
2023$8,329.00 (+2.46%)$865,800 (+1.82%) Land $463,200 Building $402,600
2022$8,129.00$850,300 Land $463,200 Building $387,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 140 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies143 units insured
incl. 3 condo units
Nearby Flood Claims28 (1985–2021)
Claims Outside the SFHA8 of 28
Most Recent ClaimSep 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 14 claims
  • Severe Storms And Flooding, Apr 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSHADY HARBOR FIRE DISTRICT
private · serves 300 people · EPA ID RI1559513
Water SourceGroundwater
Last State InspectionMar 2023
Also Mapped HereWESTERLY WATER DEPARTMENT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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