54 Tidepool Ln, Inlet Beach, FL 32461 Property Records

Walton County property record for 54 Tidepool Ln, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	6 bd · 7 ba · 4,047 sqft · built 2017
Lot Size	0.131 acres (5,720 sqft)
Owner	Individual Name on Record
Last Sale	$3,000,000 (Dec 2017)
Tax Bill	$30,544 (2024)
Deeds & Mortgages	Jan 2017 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-3S-18-16011-000-0540`

Property Details

APN / Parcel Number

Primary APN	`20-3S-18-16011-000-0540`
Alternative APN	`1036552`

Interior

Bedrooms	6 Beds
Full Baths	7 Baths
Stories	3 Stories
Building Area	4,047 sqft Living Area
Gross Area	5,979 sqft
Flooring	Steel Beam
Interior Walls	Custom/Decorative
Elevator	Elevator

Exterior

Year Built	Built 2017
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	5,720 sqft (0.131 acres)
Garage Type	Finished
Garage Area	264 sqft

Exterior Amenities

Porch	Porch
Porch Area	1,638 sqft
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1036552
Street Address	54 TIDEPOOL LN
City	INLET BEACH
State	FL
Zip	32461-8528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 54 WATERSOUND BEACH PH 2 PB 15-50 OR 2512-1951 OR 2534-1916 OR 2627-2642 OR 2892-2549 OR 2954-4980 OR 3059-3377
Legal Range	18W
Legal Township	03S
Legal Section	20
Legal Subdivision	WATERSOUND BEACH PH 2
Legal Phase	2
Legal Lot Number	54
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1042
Census Tract	950611

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	675 COLEY OAKS CT, ATLANTA, GA 30350-5558
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2017	Deed of Trust, Mortgage CENTENNIAL BANK
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CIBC BANK USA
Dec 12, 2017	Warranty Deed, Transfer · Conventional Mortgage BNY MELLON NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2017 · Amount on Record
Deed Sale	Dec 12, 2017 · Amount on Record
Prior Sale	Jul 17, 2014
Deed Document Number	2017000040565
Deed Book / Page	3059 / 3377
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	54 TIDEPOOL LN, INLET BEACH, FL 32461-8528
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030314405
Date	Jan 25, 2017
Book Page	3031/4405
Instrument	20170002517

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	DESTIN, FL 32541

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 24, 2018

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	54 TIDEPOOL LN, INLET BEACH, FL 32461-8528
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	675 COLEY OAKS CT, ATLANTA, GA 30350-5558

Mortgage

Document Number	0032083347
Date	Jul 23, 2021
Book Page	3208/3347
Instrument	20210037168

Lender

Name	CIBC BANK USA
Type	Bank
Address	WORTH, IL 60482

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	49 Months
Due	Aug 1, 2025

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Aug 1, 2031
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	7.62%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 12, 2017
Property Address	54 TIDEPOOL LN, INLET BEACH, FL 32461-8528
Document Number	0030593377
Book / Page	3059 / 3377
Map Reference	MB15 PG50A-50D
Instrument Date	Dec 6, 2017
Instrument	2017000040565
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 613460, ROSEMARY BEACH, FL 32461

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	675 COLEY OAKS CT, ATLANTA, GA 30350-5558

Mortgage

Document Number	2017000040566
Date	Dec 12, 2017
Instrument	2017000040566

Lender

Name	BNY MELLON NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,753,457 (+5.15%) Land $950,000 Building $2,803,457	$3,753,457 (+5.15%) Land $950,000 Building $2,803,457
2024	$30,544.00 (+8.24%)
2023	$28,219.00 (+11.15%)	$3,569,553 (+16.68%) Land $937,992 Building $2,631,561	$3,569,553 (+16.68%) Land $937,992 Building $2,631,561
2022	$25,388.00	$3,059,324 Land $1,041,171 Building $2,018,153	$3,059,324 Land $1,041,171 Building $2,018,153

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Verizon, Wildstar Networks.

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