Kennebec County and Waterville City property record for 54 Summer St, Waterville, ME 04901
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,460 sqft · built 1900 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Mar 2018) |
| Tax Bill | $3,777 (2025) |
| Deeds & Mortgages | Nov 2020 Refinance Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WAVL M:039 B:156 |
| Primary APN | WAVL M:039 B:156 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,460 sqft Living Area |
| Gross Area | 5,770 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 9,583 sqft (0.22 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1837 |
|---|---|
| Street Address | 54 SUMMER ST |
| City | WATERVILLE |
| State | ME |
| Zip | 04901-6363 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 156 |
| Jurisdiction | WATERVILLE ME |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 24102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kennebec County and Waterville City records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 54 SUMMER ST, WATERVILLE, ME 04901-6363 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 6, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBEC SAVINGS BANK |
| Mar 12, 2018 | Intrafamily Transfer, Transfer ROBERT S FENTON |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 12, 2018 · Amount on File |
| Deed Sale | Mar 12, 2018 · Amount on File |
| Prior Sale | May 4, 2009 |
| Deed Document Number | 20184671 |
| Deed Book / Page | 12856 / 120 |
| Transfer Doc | 2018004671 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 54 SUMMER ST, WATERVILLE, ME 04901-6363 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2020028721 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 13778/1 |
| Instrument | 2020028721 |
| Name | KENNEBEC SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 313 Months |
| Due | Dec 1, 2046 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Mar 12, 2018 |
| Property Address | 54 SUMMER ST, WATERVILLE, ME 04901-6363 |
| Document Number | 2018004671 |
| Book / Page | 12856 / 0120 |
| Instrument | 2018004671 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2018004672 |
|---|---|
| Date | Mar 12, 2018 |
| Instrument | 2018004672 |
| Name | ROBERT S FENTON |
|---|
| Amount | Amount on Record |
|---|
Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Waterville City |
| Unified School District | Waterville (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,777.00 (+2.86%) | $222,200 (+20.43%) Land $24,900 Building $197,300 |
| 2023 | $3,672.00 (+48.42%) | $184,500 (+92.79%) Land $19,200 Building $165,300 |
| 2022 | $2,474.00 | $95,700 Land $14,400 Building $81,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1987–2023) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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