45 Summer St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 45 Summer St, Waterville, ME 04901 · Last verified August 2026

Property Summary

Property Type	Apartments (5+ Units)
Details	5 bd · 4 ba · 2,990 sqft · built 1900
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on File
Last Sale	$194,000 (Feb 2023)
Tax Bill	$4,201 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WAVL M:039 B:187`

Property Details

APN / Parcel Number

Primary APN	`WAVL M:039 B:187`
Alternative APN	`465`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	14 Rooms
Units	4 Units
Stories	2 Stories
Building Area	2,990 sqft Living Area
Gross Area	4,484 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	465
Street Address	45 SUMMER ST
City	WATERVILLE
State	ME
Zip	04901-6382
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Block	187
Jurisdiction	WATERVILLE ME
Township / Civil Division	WATERVILLE
Census Block Group	1
Census Block	1003
Census Tract	24102

Owner

Source: Kennebec County and Waterville City records · APN WAVL M:039 B:187

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 307, GORHAM, ME 04038-0307
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 01, 2023 · Amount on Record
Deed Sale	Feb 01, 2023 · Amount on Record
Deed Document Number	20231998
Deed Book / Page	14688 / 80
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERVILLE ME
Recording Date	Feb 01, 2023
Property Address	45 SUMMER ST, WATERVILLE, ME 04901-6382
Document Number	2023001998
Book / Page	14688 / 80
Instrument Date	Jan 31, 2023
Instrument	2023001998
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 307, GORHAM, ME 04038-0307

Mortgage

Document Number	2023001999
Date	Feb 01, 2023
Instrument	2023001999

Lender

Name	PARTNERS BANK OF NEW ENGLAND

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kennebec County and Waterville City records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Waterville City
Unified School District	Waterville (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,201.00 (+13.11%)	$247,100 (+33.06%) Land $25,500 Building $221,600
2024	$3,714.00 (+0.51%)	$185,700 (-) Land $19,700 Building $166,000
2023	$3,695.00 (+46.92%)	$185,700 (+90.85%) Land $19,700 Building $166,000
2022	$2,515.00	$97,300 Land $14,800 Building $82,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kennebec County (23011C), updated February 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 330 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
GoNetspeed	Fiber	2,000 / 2,000
Consolidated Communications	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Consolidated Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.