54 Stuart Pl, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 54 Stuart Pl, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,054 sqft · built 1972
Lot Size	0.537 acres (23,400 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Jul 2008)
Tax Bill	$4,310 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:147 L:12`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:147 L:12`
Alternative APN	`M:329147 B:00012 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,054 sqft Living Area
Gross Area	2,620 sqft
Basement Area	982 sqft
Unfinished Basement	982 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,400 sqft (0.537 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	54 STUART PL
City	WESTFIELD
State	MA
Zip	01085-4655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	12
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	4
Census Block	4015
Census Tract	812600

Owner

Source: Hampden County and Westfield City records · APN WFLD M:147 L:12

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	54 STUART PL, WESTFIELD, MA 01085-4655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2008 · Amount on Record
Deed Sale	Jul 30, 2008 · Amount on Record
Prior Sale	Jul 30, 2004 · Amount on Record
Deed Document Number	200850435
Deed Book / Page	17412 / 260
Transfer Doc	0000015132
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	54 STUART PL, WESTFIELD, MA 01085-4655
Document Number	23184-78
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 STUART PL WESTFIELD MA 010854655, WESTFIELD, MA 01085-4655

Mortgage

Document Number	23184-78
Date	Apr 27, 2020
Book Page	023184/000078
Instrument	998

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 26, 2035

Tax Assessment & Valuation

Source: Hampden County and Westfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,310.00 (+2.18%)	$283,900 (+14.29%) Land $118,900 Building $165,000	$304,380 (+1.3%)
2024			$300,485
2023	$4,218.00	$248,400 Land $102,700 Building $145,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Westfield Gas & Electric Fiber	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 49 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.