42 Stephens Rd, Tappan, NY 10983 Property Records

Rockland County and Orangetown Town property record for 42 Stephens Rd, Tappan, NY 10983

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,388 sqft · built 1913
Lot Size0.86 acres (37,462 sqft)
OwnerIndividual Name on Record
Last Sale$710,000 (Dec 2023)
Deeds & MortgagesDec 2023 Sale & Mortgage
Sep 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN392489 77.10-3-75

Property Details

APN / Parcel Number

Primary APN392489 77.10-3-75
Alternative APNs
  • 248907701000030750000000
  • 0025442

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories3 Stories
Building Area2,388 sqft Living Area
1st Floor Area1,254 sqft
2nd Floor Area1,134 sqft

Exterior

Year BuiltBuilt 1913
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area37,462 sqft (0.86 acres)
PorchCovered Porch
Porch Area204 sqft
Patio Area130 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0025442
Old Parcel Number248907701000030750000000
Street Address42 STEPHENS RD
CityTAPPAN
StateNY
Zip10983-2309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal Description60/47/437/7
Legal SubdivisionCLARA M STEVENS&CATHERINE J V
Legal Block3
Legal Lot Number75.000
JurisdictionROCKLAND NY
Township / Civil DivisionORANGETOWN
Census Block Group2
Census Block2012
Census Tract13401

Owner

Source: Rockland County and Orangetown Town records, as of February 14, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address120 ERDMAN PL, BRONX, NY 10475-5326
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2023Bargain and Sale Deed, Transfer · Conventional Mortgage
QUONTIC BANK
Sep 23, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2023 · Amount on Record
Deed SaleDec 20, 2023 · Amount on Record
Deed Document Number2023-00037881
Record UpdatedJun 7, 2026

December 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionROCKLAND NY
Recording DateDec 20, 2023
Property Address42 STEPHENS RD, TAPPAN, NY 10983-2309
Document Number0000037881
Map ReferenceMAP 510
Instrument DateDec 12, 2023
Instrument2023-00037881
Transaction TypeTransfer
Record UpdatedJan 3, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,840.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address42 STEPHENS RD, TAPPAN, NY 10983-2309

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 ERDMAN PL, BRONX, NY 10475-5326

Mortgage

Document Number0000037882
DateDec 20, 2023
Instrument2023-00037882
Lender
NameQUONTIC BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address42 STEPHENS RD, TAPPAN, NY 10983-2309
Document Number0000031509
Instrument DateSep 23, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 STEPHENS RD TAPPAN NY 109832309, TAPPAN, NY 10983-2309

Mortgage

Document Number0000031509
DateOct 3, 2017
Instrument31509
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 2, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Rockland County and Orangetown Town assessment roll, as of May 31, 2023

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionOrangetown Town
Unified School DistrictSouth Orangetown Central School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$185,300 (-) Land $104,000 Building $81,300$520,067 (+5.19%) Land $291,889 Building $228,178
2022$185,300 Land $104,000 Building $81,300$494,397 Land $277,481 Building $216,916

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims17 (1978–1984)
Most Recent ClaimMay 1984 · rainfall accumulation
Claims by Event
  • Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

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