Bergen County and Ramsey Borough property record for 54 Spruce Run, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,546 sqft · built 1983 |
| Lot Size | 0.023 acres (1,008 sqft) |
| Owner | Company Name on File |
| Last Sale | $540,000 (Jan 2006) |
| Tax Bill | $13,085 (2025) |
| Deeds & Mortgages | Feb 2024 Sale Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04905-0000-00042-0000-C0054 |
| Primary APN | 48-04905-0000-00042-0000-C0054 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,546 sqft Living Area |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Lot Area | 1,008 sqft (0.023 acres) |
| Parking Spaces | 1 Parking Space |
| Street Address | 54 SPRUCE RUN |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PROSPECT PARK CONDO |
| Legal Block | 4905 |
| Legal Lot Number | 42 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 44201 |
54 Spruce Run is owned by a company that bought it in January 2006.
Source: Bergen County and Ramsey Borough records, as of October 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 13241 CRISA DR, WEST PALM BEACH, FL 33410-1492 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Feb 29, 2024 | Deed, Transfer |
| Dec 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2006 · Amount on File |
| Deed Sale | Jan 25, 2006 · Amount on File |
| Deed Book / Page | 9003 / 47 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 29, 2024 |
| Property Address | 54 SPRUCE RUN, RAMSEY, NJ 07446-2521 |
| Document Number | 0051841637 |
| Book / Page | 5184 / 1637 |
| Instrument Date | Dec 28, 2023 |
| Instrument | 2024011205 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13241 CRISA DR, WEST PALM BEACH, FL 33410-1492 |
| Name | Verified Name |
|---|---|
| Address | 13241 CRISA DR, WEST PALM BEACH, FL 33410-1492 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 54 SPRUCE RUN, RAMSEY, NJ 07446-2521 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038801548 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 3880/1548 |
| Instrument | 20-137942 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 238 Months |
| Due | Oct 21, 2040 |
The 2025 property tax bill for 54 Spruce Run was $13,085, down 5.7% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $724,900 (+14.07%) Land $205,000 Building $519,900 | $724,900 (+14.07%) Land $205,000 Building $519,900 | |
| 2025 | $13,085.00 (-5.69%) | $635,500 Land $200,000 Building $435,500 | $635,500 Land $200,000 Building $435,500 |
| 2024 | $13,875.00 | ||
| 2023 | $491,700 Land $190,000 Building $301,700 | $491,700 Land $190,000 Building $301,700 | |
| 2022 | $12,897.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 54 Spruce Run in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1983–2021) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 54 Spruce Run is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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