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53 Spruce Run, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 53 Spruce Run, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details2,248 sqft · built 1983
Lot Size0.023 acres (1,004 sqft)
OwnerIndividual Name on Record
Last Sale$288,000 (Aug 1999)
Tax Bill$12,751 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Jan 2022 Transfer
Flood ZoneZone X (minimal risk)
APN48-04905-0000-00042-0000-C0053

Property Details

APN / Parcel Number

Primary APN48-04905-0000-00042-0000-C0053
Alternative APN
  • 4804905000000042C0053

Interior

Stories2 Stories
Building Area2,248 sqft Living Area

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleCondo/Apartment
Construction TypeFrame
Lot Area1,004 sqft (0.023 acres)
Parking Spaces1 Parking Space

Location & Zoning

Street Address53 SPRUCE RUN
CityRAMSEY
StateNJ
Zip07446-2521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionPROSPECT PARK CONDO BLDG I
Legal Block4905
Legal Lot Number42
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group2
Census Block2004
Census Tract44201

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address32 FALMOUTH AVE, ELMWOOD PARK, NJ 07407-1642
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2022Deed of Trust, Mortgage · Line of Credit
PALISADES FCU
Jan 27, 2022Intrafamily Transfer, Transfer
NOT AVAILABLE, MTS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 24, 1999 · Amount on Record
Deed SaleAug 24, 1999 · Amount on Record
Prior SaleSep 8, 1998 · Amount on Record
Deed Document Number1999145161
Deed Book / Page8201 / 88
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address53 SPRUCE RUN, RAMSEY, NJ 07446-2521
Transaction TypeMortgage
Record UpdatedMar 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address53 SPRUCE RUN, RAMSEY, NJ 07446-2521

Mortgage

Document Number0045361938
DateJan 14, 2022
Book Page4536/1938
Instrument2022006231
Lender
NamePALISADES FCU
TypeCredit Union
AddressPEARL RIVER, NY 10965
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERGEN NJ
Recording DateJan 27, 2022
Property Address53 SPRUCE RUN, RAMSEY, NJ 07446-2521
Document Number0045571922
Book / Page4557 / 1922
Instrument DateSep 7, 2021
Instrument2022012347
Transaction TypeTransfer
Record UpdatedMar 21, 2022
Title CompanyNOT AVAILABLE, MTS

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address53 SPRUCE RUN, 53, RAMSEY, NJ 07446-2521

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 FALMOUTH AVE, ELMWOOD PARK, NJ 07407-1642

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$670,500 (+8.27%) Land $205,000 Building $465,500$670,500 (+8.27%) Land $205,000 Building $465,500
2025$12,751.00 (-4.02%)$619,300 (+32.56%) Land $200,000 Building $419,300$619,300 (+32.56%) Land $200,000 Building $419,300
2024$13,285.00 (+8.41%)
2023$467,200 Land $190,000 Building $277,200$467,200 Land $190,000 Building $277,200
2022$12,254.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims6 (1983–2021)
Claims Outside the SFHA3 of 6
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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