54 Spring St, Somerville, MA 02143 Property Records

Middlesex County and Somerville City property record for 54 Spring St, Somerville, MA 02143

Property Summary

Property Type	Duplex
Details	4 bd · 4.5 ba · 3,485 sqft · built 1880
Lot Size	0.199 acres (8,689 sqft)
Owner	Individual Name on Record
Last Sale	$1,500,000 (Aug 2019)
Tax Bill	$18,363 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Aug 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`44-A-3`

Property Details

APN / Parcel Number

Primary APN	`44-A-3`
Alternative APNs	`SOME M:44 B:A L:3` `3118060`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,485 sqft Living Area
Gross Area	5,030 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,689 sqft (0.199 acres)
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3118060
Street Address	54 SPRING ST
City	SOMERVILLE
State	MA
Zip	02143-2523
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NR
Legal Block	A
Legal Lot Number	3
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1002
Census Tract	351102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spring Hill Historic District listed 1989 · 53 contributing resources · NRIS 89001222

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Somerville City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	54 SPRING ST, SOMERVILLE, MA 02143-2523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND
Aug 30, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARVARD UNIVERSITY CREDIT UNION
Aug 25, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Oct 23, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 6, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2019 · Amount on Record
Deed Sale	Aug 30, 2019 · Amount on Record
Prior Sale	Mar 6, 2017
Deed Document Number	2019131732
Deed Book / Page	73211 / 367
Prior Transfer Date	Jun 20, 2019
Prior Transfer Doc	73211-367
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	54 SPRING ST, SOMERVILLE, MA 02143-2523
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082554-256
Date	Mar 11, 2024
Book Page	82554/256
Instrument	23633

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Aug 30, 2019
Property Address	54 SPRING ST, SOMERVILLE, MA 02143-2523
Document Number	73211-367
Book / Page	73211 / 367
Instrument Date	Jun 20, 2019
Instrument	131732
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 SPRING ST, SOMERVILLE, MA 02143-2523

Mortgage

Document Number	131733
Date	Aug 30, 2019
Instrument	131733

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	54 SPRING ST, SOMERVILLE, MA 02143-2523
Document Number	69955-484
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69955-484
Date	Sep 20, 2017
Book Page	069955/000484
Instrument	152255

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2047

Interest

Rate Type	Adjustable Rate

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Oct 23, 2017
Property Address	54 SPRING ST, SOMERVILLE, MA 02143-2523
Document Number	70114-213
Book / Page	070114 / 000213
Instrument Date	Aug 21, 2017
Instrument	1252
Transaction Type	Transfer
Record Updated	Nov 14, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	54 SPRING ST SOMERVILLE MA 021432523, SOMERVILLE, MA 02143-2523

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Mar 6, 2017
Property Address	54 SPRING ST, SOMERVILLE, MA 02143-2523
Document Number	68975-75
Book / Page	068975 / 000075
Instrument Date	Feb 13, 2017
Instrument	34191
Transaction Type	Transfer
Record Updated	Mar 28, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3400 CHERRY GARDEN CIR LAUDERHILL FL 333195107, LAUDERHILL, FL 33319-5107

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$18,363.00 (+6.82%)	$1,683,100 (+3%) Land $823,600 Building $859,500
2024	$17,190.00 (+2.62%)	$1,634,000 (+0.86%) Land $823,600 Building $810,400
2023	$16,751.00	$1,620,000 Land $823,600 Building $796,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Netafy Fixed Wireless	630 / 140
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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