45 Spring St, Somerville, MA 02143 Property Records

Middlesex County and Somerville City property record for 45 Spring St, Somerville, MA 02143

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 4,069 sqft · built 2010
Lot Size	0.275 acres (11,985 sqft)
Owner	Individual Name on Record
Tax Bill	$21,176 (2025)
Deeds & Mortgages	Mar 2022 Refinance Feb 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44-B-13 SUB LOT:45`

Property Details

APN / Parcel Number

Primary APN	`44-B-13 SUB LOT:45`
Alternative APNs	`SOME M:44 B:B L:13 U:45` `20121120`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	4,069 sqft Living Area
Gross Area	5,557 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Condo/Apartment
Lot Area	11,985 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	20121120
Street Address	45 SPRING ST
City	SOMERVILLE
State	MA
Zip	02143-2521
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NR
Legal Block	B
Legal Lot Number	13
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1001
Census Tract	351102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spring Hill Historic District listed 1989 · 53 contributing resources · NRIS 89001222

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Somerville City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 SPRING ST, SOMERVILLE, MA 02143-2521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Feb 1, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND
Sep 12, 2019	Deed of Trust, Mortgage CITIZENS BK/RI
Jan 23, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2009
Deed Sale	Jul 16, 2009
Prior Sale	Jul 16, 2009 · Amount on Record
Deed Document Number	2009137582
Deed Book / Page	53215 / 169
Transfer Doc	48612-530
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	45 SPRING ST, SOMERVILLE, MA 02143-2521
Transaction Type	Mortgage
Record Updated	Mar 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079787-101
Date	Mar 8, 2022
Book Page	79787/101
Instrument	35107

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	45 SPRING ST, SOMERVILLE, MA 02143-2521
Transaction Type	Mortgage
Record Updated	Feb 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76843-440
Date	Feb 1, 2021
Book Page	76843/440
Instrument	22612

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2046

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	45 SPRING ST, SOMERVILLE, MA 02143-2521
Document Number	73302-52
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SPRING ST #45 SOMERVILLE MA 021432521, 45, SOMERVILLE, MA 02143-2521

Mortgage

Document Number	73302-52
Date	Sep 18, 2019
Book Page	073302/000052
Instrument	142045

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Sep 17, 2039

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	45 SPRING ST, SOMERVILLE, MA 02143-2521
Document Number	68879-392
Book / Page	068879 / 000392
Instrument Date	Jan 23, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68879-392
Date	Feb 10, 2017
Book Page	068879/000392
Instrument	22556

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,176.00 (+7.14%)	$1,941,000 (+3.32%) Building $1,941,000	$1,849,080 (-8.74%)
2024	$19,764.00 (+2.41%)	$1,878,700 (+0.66%) Building $1,878,700	$2,026,065
2023	$19,299.00	$1,866,400 Building $1,866,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Netafy Fixed Wireless	630 / 140
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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