Cumberland Town property record for 54 Scott Rd, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,200 sqft · built 1900 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,000 (Mar 2022) |
| Tax Bill | $4,211 (2026) |
| Deeds & Mortgages | Nov 2021 Refinance Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-0007-93 |
| Primary APN | 3-0007-93 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 2,076 sqft |
| 1st Floor Area | 600 sqft |
| Basement Area | 600 sqft |
| Unfinished Basement | 600 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 41,382 sqft (0.95 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 3-0007-93 |
|---|---|
| Street Address | 54 SCOTT RD |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-2854 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 130 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 11405 |
Source: Cumberland Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 54 SCOTT RD, CUMBERLAND, RI 02864-2854 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CHURCHILL MORTGAGE CORPORATION |
| Mar 30, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage PAWTUCKET CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2022 · Amount on Record |
| Deed Sale | Mar 30, 2022 · Amount on Record |
| Prior Sale | Oct 4, 2016 · Amount on Record |
| Deed Document Number | 2022132130 |
| Deed Book / Page | 1927 / 110 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 54 SCOTT RD, CUMBERLAND, RI 02864-2854 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001912-831 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 1912/831 |
| Instrument | 129017 |
| Name | CHURCHILL MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Mar 30, 2022 |
| Property Address | 54 SCOTT RD, CUMBERLAND, RI 02864-2854 |
| Document Number | 001927-110 |
| Book / Page | 1927 / 110 |
| Instrument Date | Mar 30, 2022 |
| Instrument | 132130 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 54 SCOTT RD, CUMBERLAND, RI 02864-2854 |
| Document Number | 0000132131 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 132131 |
| Name | PAWTUCKET CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,211.00 (-3.66%) | $420,700 (+18.11%) Land $247,500 Building $173,200 | $428,292 |
| 2025 | $4,371.00 (+5.61%) | $356,200 (-) Land $165,000 Building $191,200 | |
| 2023 | $4,139.00 (+12.66%) | $356,200 (+45.33%) Land $165,000 Building $191,200 | |
| 2022 | $3,674.00 | $245,100 Land $117,900 Building $127,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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