Cumberland Town property record for 53 Scott Rd, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,352 sqft · built 1926 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Jan 2013) |
| Tax Bill | $4,368 (2026) |
| Deeds & Mortgages | Jan 2021 Refinance Jul 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-0010-33 |
| Primary APN | 3-0010-33 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,352 sqft Living Area |
| Gross Area | 2,220 sqft |
| 1st Floor Area | 676 sqft |
| Basement Area | 676 sqft |
| Unfinished Basement | 676 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Colonial |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,750 sqft (0.66 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3-0010-33 |
|---|---|
| Street Address | 53 SCOTT RD |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-2854 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 94 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 11405 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ashton Historic District listed 1984 · 83 contributing resources · NRIS 84000367 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Cumberland Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 53 SCOTT RD, CUMBERLAND, RI 02864-2854 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Jul 20, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Jul 20, 2022 | Warranty Deed, Transfer · Stand-Alone Refinance CITIZENS BANK |
| Jul 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2013 · Amount on Record |
| Deed Sale | Jan 14, 2013 · Amount on Record |
| Prior Sale | Nov 29, 2005 · Amount on Record |
| Deed Document Number | 20136 |
| Deed Book / Page | 1599 / 216 |
| Last Transfer Date | Jul 18, 2022 |
| Transfer Doc | 001936-198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 53 SCOTT RD, CUMBERLAND, RI 02864-2854 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001874-276 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 1874/276 |
| Instrument | 121144 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 53 SCOTT RD, CUMBERLAND, RI 02864-2854 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001936-200 |
|---|---|
| Date | Jul 20, 2022 |
| Book Page | 1936/200 |
| Instrument | 134188 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Jul 20, 2022 |
| Property Address | 53 SCOTT RD, CUMBERLAND, RI 02864-2854 |
| Document Number | 001936-198 |
| Book / Page | 1936 / 198 |
| Instrument Date | Jul 18, 2022 |
| Instrument | 134187 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 53 SCOTT RD, CUMBERLAND, RI 02864-2854 |
| Document Number | 0000134188 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 134188 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 53 SCOTT RD, CUMBERLAND, RI 02864-2854 |
| Document Number | 1750-563 |
| Book / Page | 001750 / 000563 |
| Instrument Date | Jul 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2017 |
| Name | Verified Name |
|---|---|
| Address | 53 SCOTT RD CUMBERLAND RI 028642808, CUMBERLAND, RI 02864-2808 |
| Document Number | 1750-563 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | 001750/000563 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,368.00 (+8.01%) | $436,400 (+32.4%) Land $234,900 Building $201,500 | $441,094 |
| 2025 | $4,044.00 (+5.59%) | $329,600 (-) Land $156,600 Building $173,000 | |
| 2023 | $3,830.00 (+5.74%) | $329,600 (+36.42%) Land $156,600 Building $173,000 | |
| 2022 | $3,622.00 | $241,600 Land $111,900 Building $129,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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