54 Ryder Beach Rd, Truro, MA 02666 Property Records

Barnstable County and Truro Town property record for 54 Ryder Beach Rd, Truro, MA 02666

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,648 sqft · built 1805
Lot Size	9.5 acres (413,820 sqft)
Owner	2 Company Names on Record
Tax Bill	$9,408 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`TRUR 000064-000001`

Property Details

APN / Parcel Number

Primary APN	`TRUR 000064-000001`
Alternative APNs	`000064=000001` `3641`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,648 sqft Living Area
Gross Area	2,282 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1805
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	413,820 sqft (9.5 acres)

Location & Zoning

Account Number	3641
Street Address	54 RYDER BEACH RD
City	TRURO
State	MA
Zip	02666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAT'L
Jurisdiction	TRURO MA
Township / Civil Division	TRURO
Census Block Group	3
Census Block	3059
Census Tract	10208

Owner

Source: Barnstable County and Truro Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 2021, TRURO, MA 02666-2021
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage · ARM SEAMENS SAVINGS BANK
May 9, 2018	Deed of Trust, Mortgage · ARM SEAMANS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRURO MA
Property Address	54 RYDER BEACH RD, TRURO, MA 02666
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001458289
Date	May 4, 2022
Instrument	1458289

Lender

Name	SEAMENS SAVINGS BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Jun 1, 2032
Index	1-Year CMT

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRURO MA
Property Address	54 RYDER BEACH RD, TRURO, MA 02666
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001345829
Date	May 9, 2018
Instrument	1345829

Lender

Name	SEAMANS SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Barnstable County and Truro Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Truro Town
Elementary School District	Truro School District (PK - 06)
Secondary School District	Nauset/Provincetown School Districts in Turo (7-12) (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,408.00 (+5.15%)	$1,522,400 (+1.92%) Land $1,123,400 Building $399,000	$1,291,430
2024	$8,947.00 (+5.48%)	$1,493,700 (+15.17%) Land $1,112,100 Building $381,600
2023	$8,482.00	$1,296,900 Land $966,800 Building $330,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	10 (1983–2024)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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