54 River Rd, Howland, ME 04448 Property Records

Penobscot County and Howland Town property record for 54 River Rd, Howland, ME 04448

Property Summary

Property Type	Single Family Home
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$77,100 (Jun 2016)
Tax Bill	$2,841 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jun 2016 Loan Modification
APN	`HOWL M:U07 L:009`

Property Details

APN / Parcel Number

Primary APN	`HOWL M:U07 L:009`
Alternative APN	`23`

Exterior

Architectural Style	Multi-Family
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Account Number	23
Street Address	54 RIVER RD
City	HOWLAND
State	ME
Zip	04448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	9
Jurisdiction	HOWLAND ME
Township / Civil Division	HOWLAND
Census Block Group	1
Census Block	1076
Census Tract	28500

Owner

Source: Penobscot County and Howland Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 531, HOWLAND, ME 04448-0531
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 15, 2016	Loan Modification, Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2016 · Amount on Record
Deed Sale	Jun 22, 2016 · Amount on Record
Deed Document Number	201616976
Deed Book / Page	14188 / 271
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWLAND ME
Property Address	54 RIVER RD, HOWLAND, ME 04448
Document Number	0147980214
Instrument Date	Jan 29, 2018
Transaction Type	Mortgage
Record Updated	May 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 RIVER RD HOWLAND ME 04448, HOWLAND, ME 04448

Mortgage

Document Number	0147980214
Date	May 2, 2018
Book Page	014798/000214
Instrument	10720

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	May 1, 2046

June 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HOWLAND ME
Property Address	54 RIVER RD, HOWLAND, ME 04448
Document Number	0149760121
Instrument Date	Jun 15, 2016
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 RIVER RD HOWLAND ME 04448, HOWLAND, ME 04448

Mortgage

Document Number	0149760121
Date	Oct 19, 2018
Book Page	014976/000121
Instrument	32361

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2048

Tax Assessment & Valuation

Source: Penobscot County and Howland Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Howland Town
Unified School District	School Administrative District 31 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,841.00 (+24.93%)	$138,590 (+27.97%) Land $35,570 Building $103,020
2024	$2,274.00 (-4.77%)	$108,300 (-) Land $27,740 Building $80,560
2023	$2,388.00 (+24.63%)	$108,300 (+38.49%) Land $27,740 Building $80,560
2022	$1,916.00	$78,200 Land $20,100 Building $58,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1987–2019)
Most Recent Claim	Apr 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWLAND WATER DEPARTMENT serves 1,025 people · EPA ID ME0090710
Water Source	Purchased groundwater from LINCOLN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures