Penobscot County and Howland Town property record for 46 River Rd, Howland, ME 04448 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Multifamily |
| Lot Size | 54,886 sqft (1.26 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $2,107.00 (2025) |
Source: Penobscot County and Howland Town records · APN HOWL M:U07 L:014
Assessment roll updated July 30, 2026 · Last verified August 2026
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| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 RIVER RD, HOWLAND, ME 04448 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance FREEDOM MORTGAGE CORP |
| May 28, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 17, 2007 |
| Deed Sale | Sep 17, 2007 |
| Deed Book / Page | 11127 / 38 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWLAND ME |
| Property Address | 46 RIVER RD, HOWLAND, ME 04448 |
| Transaction Type | Mortgage |
| Record Updated | Mar 08, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0159020113 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 15902/113 |
| Instrument | 4859 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWLAND ME |
| Property Address | 46 RIVER RD, HOWLAND, ME 04448 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0155410114 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 15541/114 |
| Instrument | 14054 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
Source: Penobscot County and Howland Town records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Howland Town |
| Unified School District | School Administrative District 31 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,107.00 (+25.04%) | $102,760 (+28.03%) Land $40,990 Building $61,770 |
| 2024 | $1,685.00 (-4.8%) | $80,260 (-) Land $31,960 Building $48,300 |
| 2023 | $1,770.00 (+24.56%) | $80,260 (+38.4%) Land $31,960 Building $48,300 |
| 2022 | $1,421.00 | $57,990 Land $23,160 Building $34,830 |
Source: FEMA National Flood Hazard Layer, Penobscot County (23019C), updated August 7, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Hazard | Not mapped |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 54% of Maine |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | HOWL M:U07 L:014 |
|---|---|
| Alternative APN |
|
| Architectural Style | Multifamily Style |
|---|---|
| Lot Area | 54,886 sqft (1.26 acres) |
| Account Number | 95 |
|---|---|
| Street Address | 46 RIVER RD |
| City | HOWLAND |
| State | ME |
| Zip | 04448 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | GILMORE |
| Legal Lot Number | 14 |
| Jurisdiction | HOWLAND ME |
| Minor Civil Division | HOWLAND |
| Census Blockgroup | 1 |
| Census Block | 1076 |
| Census Tract | 28500 |
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