54 Railroad Ave, Sterling, CT 06377 Property Records

Sterling Town property record for 54 Railroad Ave, Sterling, CT 06377

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1989
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$159,900 (Sep 2019)
Tax Bill	$4,055 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00110100`

Property Details

APN / Parcel Number

Primary APN	`00110100`
Alternative APNs	`STLN M:03832 B:021 L:0012` `STER M:03832 B:021 L:0012` `110100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,052 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	110100
Street Address	54 RAILROAD AVE
City	STERLING
State	CT
Zip	06377-2130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80
Legal Block	21
Legal Lot Number	12
Jurisdiction	STERLING CT
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1006
Census Tract	908100

Owner

Source: Sterling Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	54 RAILROAD AVE, STERLING, CT 06377-2130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Balloon Mortgage OCEAN STATE CREDIT UNION
Jun 1, 2020	Quit Claim Deed, Transfer UNKNOWN
Sep 30, 2019	Warranty Deed, Transfer · Conventional with PMI NORWICH COM'L
Feb 4, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2019 · Amount on Record
Deed Sale	Sep 30, 2019 · Amount on Record
Prior Sale	Feb 4, 2019 · Amount on Record
Deed Document Number	20192019000761
Deed Book / Page	158 / 962
Last Transfer Date	May 28, 2020
Transfer Doc	000161-277
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING CT
Property Address	54 RAILROAD AVE, STERLING, CT 06377-2130
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	163-599
Date	Dec 22, 2020
Book Page	163/599
Instrument	2020001004

Lender

Name	OCEAN STATE CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING CT
Recording Date	Jun 1, 2020
Property Address	54 RAILROAD AVE, STERLING, CT 06377-2130
Document Number	161-277
Book / Page	000161 / 000277
Instrument Date	May 28, 2020
Instrument	276
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 RAILROAD AVE STERLING CT 063772130, STERLING, CT 06377-2130

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STERLING CT
Recording Date	Sep 30, 2019
Property Address	54 RAILROAD AVE, STERLING, CT 06377-2130
Document Number	158-962
Book / Page	000158 / 000962
Instrument Date	Sep 26, 2019
Instrument	761
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 RAILROAD AVE STERLING CT 063772130, STERLING, CT 06377-2130

Mortgage

Document Number	158-964
Date	Sep 30, 2019
Book Page	000158/000964
Instrument	762

Lender

Name	NORWICH COM'L

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING CT
Recording Date	Feb 4, 2019
Property Address	54 RAILROAD AVE, STERLING, CT 06377-2130
Document Number	156-556
Book / Page	000156 / 000556
Instrument Date	Jan 28, 2019
Instrument	55
Transaction Type	Transfer
Record Updated	Feb 26, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 RAILROAD AVE STERLING CT 063772130, STERLING, CT 06377-2130

Tax Assessment & Valuation

Source: Sterling Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Sterling Town
Elementary School District	Sterling School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,055.00 (+7.22%)	$171,900 (-) Land $42,000 Building $129,900	$340,950 (+183.35%)
2025	$3,782.00	$171,900 (-) Land $42,000 Building $129,900	$120,330 Land $29,400 Building $90,930
2024	$3,782.00 (-0.99%)
2023	$3,820.00 (+40.65%)	$171,900 (+102.19%) Land $42,000 Building $129,900
2022	$2,716.00	$85,020 Land $20,620 Building $64,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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