12 Railroad Ave, Sterling, CT 06377 Property Records

Sterling Town property record for 12 Railroad Ave, Sterling, CT 06377

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,008 sqft · built 1964
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on Record
Last Sale	$153,000 (Jan 2017)
Tax Bill	$3,470 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00109700`

Property Details

APN / Parcel Number

Primary APN	`00109700`
Alternative APNs	`STLN M:03832 B:021 L:0014` `STER M:03832 B:021 L:0014` `109700`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,016 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,363 sqft (0.72 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	109700
Street Address	12 RAILROAD AVE
City	STERLING
State	CT
Zip	06377-2130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80
Legal Block	21
Legal Lot Number	14
Jurisdiction	STERLING CT
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1006
Census Tract	908100

Owner

Source: Sterling Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 RAILROAD AVE, STERLING, CT 06377-2130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Balloon Mortgage SOFI LENDING CORP
Oct 20, 2021	Quit Claim Deed, Transfer Quitclaim
Jan 20, 2021	Deed of Trust, Mortgage · Balloon Mortgage SOFI LENDING CORP
Jan 23, 2017	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON TR CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2017 · Amount on Record
Deed Sale	Jan 23, 2017 · Amount on Record
Prior Sale	Sep 8, 2016 · Amount on Record
Deed Book / Page	150 / 562
Last Transfer Date	Oct 14, 2021
Transfer Doc	000168-258
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING CT
Property Address	12 RAILROAD AVE, STERLING, CT 06377-2130
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000163-968
Date	Jan 20, 2021
Book Page	163/968
Instrument	2021000046

Lender

Name	SOFI LENDING CORP

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING CT
Recording Date	Oct 20, 2021
Property Address	12 RAILROAD AVE, STERLING, CT 06377-2130
Document Number	000168-258
Book / Page	168 / 258
Instrument Date	Oct 14, 2021
Instrument	2021001179
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 537, ONECO, CT 06373-0537

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING CT
Property Address	12 RAILROAD AVE, STERLING, CT 06377-2130
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	163-968
Date	Jan 20, 2021
Book Page	163/968
Instrument	2021000046

Lender

Name	SOFI LENDING CORP

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STERLING CT
Recording Date	Jan 23, 2017
Property Address	12 RAILROAD AVE, STERLING, CT 06377-2130
Document Number	150-562
Book / Page	000150 / 000562
Instrument Date	Jan 20, 2017
Transaction Type	Transfer
Record Updated	Feb 28, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$153.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	150-564
Date	Jan 23, 2017
Book Page	000150/000564

Lender

Name	WASHINGTON TR CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2047

Tax Assessment & Valuation

Source: Sterling Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Sterling Town
Elementary School District	Sterling School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,470.00 (+7.23%)	$147,100 (-) Land $36,800 Building $110,300	$305,825 (+197%)
2025	$3,236.00	$147,100 (-) Land $36,800 Building $110,300	$102,970 Land $25,760 Building $77,210
2024	$3,236.00 (-1.01%)
2023	$3,269.00 (+28.4%)	$147,100 (+84.52%) Land $36,800 Building $110,300
2022	$2,546.00	$79,720 Land $14,530 Building $65,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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