Essex County and Gloucester City property record for 54 Prospect St, Gloucester, MA 01930 · Last verified April 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Architecture Style | Duplex Single |
| Year Built | Built 1900 |
| Square Footage | 2,541 sqft Living Area |
| Lot Size | 3,262 sqft (0.075 acres) |
| Last Sale | $395,000 (2020) |
| Tax Bill | $5,332.00 (2025) |
| Primary APN | GLOU M:0026 B:0092 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Units | 2 Units |
| Building Area | 2,541 sqft Living Area |
| Gross Area | 4,026 sqft Gross Area |
| 1st Floor | 1,113 sqft 1st Floor |
| Attic Area | 900 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 900 sqft Basement |
| Unfinished Basement | 900 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single Style |
| Exterior Material | Asbestos Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 3,262 sqft (0.075 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 54 PROSPECT ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-5951 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Block | 92 |
| Jurisdiction | GLOUCESTER MA |
| Minor Civil Division | GLOUCESTER |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 221500 |
Source: Essex County and Gloucester City records · APN GLOU M:0026 B:0092 L:0000
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 CENTENNIAL AVE, A, GLOUCESTER, MA 01930-2563 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 09, 2022 | Deed of Trust, Mortgage · Line of Credit INSTITUTION FOR SAVINGS NEWBURYPORT |
| Jan 22, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT |
| Feb 07, 2020 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage FIDELITY COOPERATIVE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 07, 2020 · Amount on Record |
| Deed Sale | Feb 07, 2020 · Amount on Record |
| Prior Sale | Mar 08, 2012 · Amount on Record |
| Deed Book / Page | 38249 / 107 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 54 PROSPECT ST, GLOUCESTER, MA 01930-5951 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0040921-55 |
|---|---|
| Date | May 09, 2022 |
| Book Page | 40921/55 |
| Instrument | 20220509002970 |
| Name | INSTITUTION FOR SAVINGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 54 PROSPECT ST, GLOUCESTER, MA 01930-5951 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039443-412 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 39443/412 |
| Instrument | 20210122005820 |
| Name | INSTITUTION FOR SAVINGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Feb 07, 2020 |
| Property Address | 54 PROSPECT ST, GLOUCESTER, MA 01930-5951 |
| Document Number | 38249-107 |
| Book / Page | 38249 / 107 |
| Instrument Date | Feb 03, 2020 |
| Instrument | 20200207003860 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 CENTENNIAL AVE # A, A, GLOUCESTER, MA 01930-2563 |
| Document Number | 200207003870 |
|---|---|
| Date | Feb 07, 2020 |
| Instrument | 200207003870 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,332.00 (+1.72%) | $548,600 (+1.84%) Land $125,200 Building $423,400 |
| 2024 | $5,242.00 (-3.32%) | $538,700 (+5.21%) Land $119,300 Building $419,400 |
| 2023 | $5,422.00 | $512,000 Land $106,500 Building $405,500 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures