47 Prospect St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 47 Prospect St, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,680 sqft · built 1900
Lot Size	0.059 acres (2,570 sqft)
Owner	Individual Name on File
Last Sale	$326,000 (Mar 2023)
Tax Bill	$3,712 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Aug 2022 Foreclosure + 3 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0014 B:0046 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0014 B:0046 L:0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,680 sqft Living Area
Gross Area	2,773 sqft
1st Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	2,570 sqft (0.059 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	47 PROSPECT ST
City	GLOUCESTER
State	MA
Zip	01930-5928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Block	46
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1009
Census Tract	221500

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0014 B:0046 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7 PRESCOTT ST, SALEM, MA 01970-3013
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE ANN SAVINGS BANK
Aug 11, 2022	Warranty Deed, Foreclosure
Aug 03, 2022	Foreclosure
Feb 21, 2019	Deed of Trust, Mortgage · VA Mortgage QUAD CTY BK&TR
Jul 28, 2017	Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 27, 2023 · Amount on Record
Deed Sale	Mar 27, 2023 · Amount on Record
Prior Sale	Aug 03, 2022 · Amount on Record
Deed Book / Page	41492 / 245
Record Updated	Sep 20, 2026

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Mar 27, 2023
Property Address	47 PROSPECT ST, GLOUCESTER, MA 01930-5928
Document Number	041492-245
Book / Page	41492 / 245
Instrument Date	Mar 24, 2023
Instrument	20230327002610
Transaction Type	Transfer
Record Updated	Apr 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 PRESCOTT ST, SALEM, MA 01970-3013

Mortgage

Document Number	230327002620
Date	Mar 27, 2023
Instrument	230327002620

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2022: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Aug 11, 2022
Property Address	47 PROSPECT ST, GLOUCESTER, MA 01930-5928
Document Number	041124-529
Book / Page	41124 / 529
Instrument Date	Aug 09, 2022
Transaction Type	Foreclosure
Record Updated	May 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 W END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042

August 2022: Foreclosure

Document Type	Foreclosure
Jurisdiction	GLOUCESTER MA
Recording Date	Aug 03, 2022
Property Address	47 PROSPECT ST, GLOUCESTER, MA 01930-5928
Document Number	041108-118
Book / Page	41108 / 118
Instrument Date	Jul 07, 2022
Instrument	20220803001400
Transaction Type	Foreclosure
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 WOODWARD AVE, DETROIT, MI 48226-3573

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	47 PROSPECT ST, GLOUCESTER, MA 01930-5928
Document Number	37349-434
Instrument Date	Feb 21, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 PROSPECT ST GLOUCESTER MA 019305928, GLOUCESTER, MA 01930-5928

Mortgage

Document Number	37349-434
Date	Feb 27, 2019
Book Page	037349/000434
Instrument	19022710

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2049

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jul 28, 2017
Property Address	47 PROSPECT ST, GLOUCESTER, MA 01930-5928
Document Number	36056-179
Book / Page	036056 / 000179
Instrument Date	Jul 28, 2017
Instrument	1707280454
Transaction Type	Transfer
Record Updated	Aug 15, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,415.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 PROSPECT ST GLOUCESTER MA 019305928, GLOUCESTER, MA 01930-5928

Mortgage

Document Number	36056-181
Date	Jul 28, 2017
Book Page	036056/000181
Instrument	1707280455

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2047

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,712.00 (-13.53%)	$381,900 (-13.44%) Land $121,300 Building $260,600
2024	$4,293.00 (+4.38%)	$441,200 (+13.59%) Land $115,500 Building $325,700	$386,175
2023	$4,113.00	$388,400 Land $103,100 Building $285,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 720 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

47 Prospect St, Gloucester, MA 01930 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2023: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2022: Warranty Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2022: Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Prospect St

Nearby Streets

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