Miami-Dade County property record for 54 Prospect Dr, Coral Gables, FL 33133
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,603 sqft · built 1963 |
| Lot Size | 0.227 acres (9,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $985,000 (May 2018) |
| Tax Bill | $16,510 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 03-4128-023-0680 |
| Primary APN | 03-4128-023-0680 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,603 sqft Living Area |
| Gross Area | 3,108 sqft |
| 1st Floor Area | 2,603 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block/Hollow Tile/Frame |
| Construction Type | Concrete Block |
| Lot Area | 9,900 sqft (0.227 acres) |
| Lot Dimensions | 100 ft deep x 99 ft wide |
| Garage Area | 230 sqft |
| Patio Area | 775 sqft |
| Street Address | 54 PROSPECT DR |
|---|---|
| City | CORAL GABLES |
| State | FL |
| Zip | 33133-6712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0100 |
| Legal Description | SANS SOUCI REV & AMDPB 60-12 LOT 5 BLK 5 LOT SIZE 99.000 X 100 OR 19042-1469 032000 1 COC 24436-2230 04 2006 1 |
| Legal Range | 41E |
| Legal Township | 54S |
| Legal Section | 28 |
| Legal Subdivision | SANS SOUCI REV & AMD |
| Legal Block | 5 |
| Legal Lot Number | 5 |
| Jurisdiction | DADE FL |
| Township / Civil Division | MIAMI |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 7300 |
Source: Miami-Dade County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 54 PROSPECT DR, CORAL GABLES, FL 33133-6712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| May 25, 2018 | Warranty Deed, Transfer FIRSTBANK FLORIDA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2018 · Amount on Record |
| Deed Sale | May 25, 2018 · Amount on Record |
| Prior Sale | Apr 18, 2006 · Amount on Record |
| Deed Document Number | 2018312498 |
| Deed Book / Page | 30991 / 609 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 54 PROSPECT DR, CORAL GABLES, FL 33133-6712 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 54 PROSPECT DR, CORAL GABLES, FL 33133-6712 |
| Document Number | 0000241115 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 32437/1156 |
| Instrument | 2021R0241115 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | May 25, 2018 |
| Property Address | 54 PROSPECT DR, CORAL GABLES, FL 33133-6712 |
| Document Number | 0000312498 |
| Book / Page | 030991 / 000609 |
| Instrument Date | May 18, 2018 |
| Instrument | 312498 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2018 |
| Title Company | LEONARDO TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,910.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 54 PROSPECT DR CORAL GABLES FL 331336712, CORAL GABLES, FL 33133-6712 |
| Document Number | 312500 |
|---|---|
| Date | May 25, 2018 |
| Book Page | 030991/000613 |
| Instrument | 312500 |
| Name | FIRSTBANK FLORIDA |
|---|---|
| Type | Bank |
| Address | MIAMI, FL 33126 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 24, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Coral Gables City |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,510.00 (+2.92%) Homeowner's exemption | $913,620 (+5.99%) | $1,716,122 (+20.54%) Land $1,435,500 Building $280,622 |
| 2023 | $16,041.00 (+3.26%) Homeowner's exemption | $862,012 (+3%) | $1,423,642 (+29.59%) Land $1,138,698 Building $284,944 |
| 2022 | $15,534.00 Homeowner's exemption | $836,905 | $1,098,532 Land $811,428 Building $287,104 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 108 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 108 in force |
| Nearby Flood Claims | 67 (1984–2021) |
| Claims Outside the SFHA | 24 of 67 |
| Most Recent Claim | Nov 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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