Miami-Dade County property record for 45 Prospect Dr, Coral Gables, FL 33133
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,103 sqft · built 1960 |
| Lot Size | 0.157 acres (6,831 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,500,000 (Mar 2025) |
| Tax Bill | $21,880 (2025) |
| Deeds & Mortgages | Aug 2018 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 03-4128-023-0610 |
| Primary APN | 03-4128-023-0610 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,103 sqft Living Area |
| Gross Area | 2,935 sqft |
| 1st Floor Area | 2,103 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Rigid Frame Bar Joist |
| Lot Area | 6,831 sqft (0.157 acres) |
| Lot Dimensions | 69 ft deep x 99 ft wide |
| Patio Area | 225 sqft |
| Street Address | 45 PROSPECT DR |
|---|---|
| City | CORAL GABLES |
| State | FL |
| Zip | 33133-6711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0100 |
| Legal Description | 28 & 29 54 41 SANS SOUCI REV & AMDPB 60-12 LOT 4 LESS N31.25FT BLK 4 LOT SIZE 99.000 X69 N/A/W 01-4128-023-0611 COC 23649-0948 07 2005 2 (2) |
| Legal Range | 41E |
| Legal Township | 54S |
| Legal Section | 28 |
| Legal Subdivision | SANS SOUCI REV & AMD |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | DADE FL |
| Township / Civil Division | MIAMI |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 7300 |
Source: Miami-Dade County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 PROSPECT DR, CORAL GABLES, FL 33133-6711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2025 · Amount on Record |
| Deed Sale | Mar 24, 2025 · Amount on Record |
| Prior Sale | Aug 5, 2005 · Amount on Record |
| Deed Document Number | 2025225553 |
| Deed Book / Page | 34675 / 616 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 45 PROSPECT DR, CORAL GABLES, FL 33133-6711 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000508801 |
|---|---|
| Date | Aug 22, 2018 |
| Book Page | 31109/1693 |
| Instrument | 2018R0508801 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | 96411 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 26, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Coral Gables City |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,880.00 (+138.55%) | $1,199,338 (+122.89%) Land $990,495 Building $208,843 | $1,199,338 (+20.2%) Land $990,495 Building $208,843 |
| 2023 | $9,172.00 (-6.22%) Homeowner's exemption | $538,076 (+3%) | $997,775 (+28.84%) Land $785,355 Building $212,420 |
| 2022 | $9,780.00 Homeowner's exemption | $522,404 | $774,445 Land $560,237 Building $214,208 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 108 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 108 in force |
| Nearby Flood Claims | 67 (1984–2021) |
| Claims Outside the SFHA | 24 of 67 |
| Most Recent Claim | Nov 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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