Essex County and Lawrence City property record for 54 Phillips St, Lawrence, MA 01843
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,043 sqft · built 1890 |
| Lot Size | 0.086 acres (3,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $458,000 (Sep 2025) |
| Tax Bill | $3,495 (2026) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage May 2022 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 61 0000 0030 A |
| Primary APN | 61 0000 0030 A |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,043 sqft Living Area |
| Gross Area | 2,016 sqft |
| Basement Area | 794 sqft |
| Unfinished Basement | 794 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,750 sqft (0.086 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 61 0000 0030 A |
|---|---|
| Street Address | 54 PHILLIPS ST |
| City | LAWRENCE |
| State | MA |
| Zip | 01843-2339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Lot Number | 30 |
| Jurisdiction | LAWRENCE MA |
| Township / Civil Division | LAWRENCE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 251700 |
54 Phillips St is owned and occupied by an individual who bought it in September 2025.
Source: Essex County and Lawrence City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 54 PHILLIPS ST, LAWRENCE, MA 01843-2339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2025 | Quit Claim Deed, Transfer · FHA Mortgage M & T BANK |
| May 10, 2022 | Quit Claim Deed, Transfer · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 16, 2017 | Deed of Trust, Mortgage NESC FCU |
| Feb 22, 2019 | Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Feb 28, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2025 · Amount on File |
| Deed Sale | Sep 23, 2025 · Amount on File |
| Prior Sale | Feb 22, 2019 · Amount on File |
| Deed Book / Page | 18391 / 34 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Recording Date | Sep 23, 2025 |
| Property Address | 54 PHILLIPS ST, LAWRENCE, MA 01843-2339 |
| Document Number | 0018391-34 |
| Book / Page | 18391 / 34 |
| Instrument Date | Sep 23, 2025 |
| Instrument | 16513 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54 PHILLIPS ST, LAWRENCE, MA 01843-2339 |
| Document Number | 0000016514 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 16514 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Recording Date | May 10, 2022 |
| Property Address | 54 PHILLIPS ST, LAWRENCE, MA 01843-2339 |
| Document Number | 017439-110 |
| Book / Page | 17439 / 110 |
| Instrument Date | May 4, 2022 |
| Instrument | 11173 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 54 PHILLIPS ST, LAWRENCE, MA 01843-2339 |
| Document Number | 0000011174 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 11174 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Property Address | 54 PHILLIPS ST, LAWRENCE, MA 01843-2339 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 15261-339 |
|---|---|
| Date | Oct 16, 2017 |
| Book Page | 15261/339 |
| Instrument | 27075 |
| Name | NESC FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Oct 1, 2027 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Recording Date | Feb 22, 2019 |
| Property Address | 54 PHILLIPS ST, LAWRENCE, MA 01843-2339 |
| Document Number | 15765-167 |
| Book / Page | 15765 / 167 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 3839 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54 PHILLIPS ST, LAWRENCE, MA 01843-2339 |
| Document Number | 3840 |
|---|---|
| Date | Feb 22, 2019 |
| Instrument | 3840 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Property Address | 54 PHILLIPS ST, LAWRENCE, MA 01843-2339 |
| Document Number | 15410-92 |
| Instrument Date | Feb 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2018 |
| Name | Verified Name |
|---|
| Document Number | 15410-92 |
|---|---|
| Date | Mar 7, 2018 |
| Book Page | 015410/000092 |
| Instrument | 5112 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 6, 2048 |
The 2026 property tax bill for 54 Phillips St was $3,495, up 8.3% from the year before.
Source: Essex County and Lawrence City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lawrence City |
| Unified School District | Lawrence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,495.00 (+8.27%) | $404,500 (+10.28%) Land $121,800 Building $282,700 | $456,145 (+6.25%) |
| 2025 | $3,228.00 (+5.84%) | $366,800 (+11.25%) Land $94,100 Building $272,700 | $429,305 |
| 2024 | $3,050.00 (-3.05%) | $329,700 (+6.49%) Land $101,900 Building $227,800 | |
| 2023 | $3,146.00 | $309,600 Land $94,500 Building $215,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 54 Phillips St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 10 (1987–2010) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 54 Phillips St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2016 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures