Essex County and Lawrence City property record for 45 Phillips St, Lawrence, MA 01843 · Last verified August 2026
| Property Type | Triplex |
|---|---|
| Details | 6 bd · 4 ba · 3,483 sqft · built 1910 |
| Lot Size | 0.068 acres (2,980 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Jul 2015) |
| Tax Bill | $6,183 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Oct 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 62 0000 0002 AA |
| Primary APN | 62 0000 0002 AA |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 15 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 3,483 sqft Living Area |
| Gross Area | 4,968 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Rolled Roofing |
| Lot Area | 2,980 sqft (0.068 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 62 0000 0002 AA |
|---|---|
| Street Address | 45 PHILLIPS ST |
| City | LAWRENCE |
| State | MA |
| Zip | 01843-1949 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Subdivision | CARRIAGE HILL ESTATES |
| Legal Lot Number | 2 A |
| Jurisdiction | LAWRENCE MA |
| Township / Civil Division | LAWRENCE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 251600 |
Source: Essex County and Lawrence City records · APN 62 0000 0002 AA
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 PHILLIPS ST, LAWRENCE, MA 01843-1949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| May 04, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Oct 02, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Mar 20, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance MERRIMACK VALLEY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 31, 2015 · Amount on Record |
| Deed Sale | Jul 31, 2015 · Amount on Record |
| Prior Sale | Sep 30, 1999 · Amount on Record |
| Deed Book / Page | 14325 / 20 |
| Last Transfer Date | Sep 11, 2020 |
| Transfer Doc | 00016496-1 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Property Address | 45 PHILLIPS ST, LAWRENCE, MA 01843-1949 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0017433-23 |
|---|---|
| Date | May 04, 2022 |
| Book Page | 17433/23 |
| Instrument | 10686 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Recording Date | Oct 02, 2025 |
| Property Address | 45 PHILLIPS ST, LAWRENCE, MA 01843-1949 |
| Document Number | 0018399-22 |
| Book / Page | 18399 / 22 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 17117 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 PHILLIPS ST, LAWRENCE, MA 01843-1949 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Property Address | 45 PHILLIPS ST, LAWRENCE, MA 01843-1949 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 15788-63 |
|---|---|
| Date | Mar 20, 2019 |
| Book Page | 15788/63 |
| Instrument | 5752 |
| Name | MERRIMACK VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 01, 2029 |
Source: Essex County and Lawrence City records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lawrence City |
| Unified School District | Lawrence School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,183.00 (-1.53%) | $702,600 (+3.51%) Land $88,400 Building $614,200 |
| 2024 | $6,279.00 (+7.11%) | $678,800 (+17.64%) Land $95,700 Building $583,100 |
| 2023 | $5,862.00 | $577,000 Land $88,800 Building $488,200 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 716 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| Verizon | Fiber | 980 / 880 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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