Flagler County property record for 54 Patchogue Ln, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,862 sqft · built 2021 |
| Lot Size | 0.288 acres (12,545 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $268,160 (Aug 2021) |
| Tax Bill | $4,237 (2025) |
| Deeds & Mortgages | May 2026 Sale Mar 2024 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7025-00670-0160 |
| Primary APN | 07-11-31-7025-00670-0160 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,862 sqft Living Area |
| 1st Floor Area | 1,862 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,545 sqft (0.288 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 54 PATCHOGUE LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-7556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 25 BL 67 LT 16 OR 154 PG 441 OR 282 PG 236 OR 705 PG 467 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 67 |
| Legal Lot Number | 16 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 60212 |
Source: Flagler County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 54 PATCHOGUE LN, PALM COAST, FL 32164-7556 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| May 13, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 13, 2024 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Oct 12, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jun 20, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jul 19, 2022 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Aug 2, 2021 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Jan 29, 2021 | Warranty Deed, Transfer DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2021 · Amount on Record |
| Deed Sale | Aug 2, 2021 · Amount on Record |
| Prior Sale | Jan 29, 2021 · Amount on Record |
| Deed Document Number | 202141927 |
| Deed Book / Page | 2590 / 163 |
| Last Transfer Date | Apr 25, 2025 |
| Transfer Doc | 0029540786 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | May 13, 2026 |
| Property Address | 54 PATCHOGUE LN, PALM COAST, FL 32164-7556 |
| Document Number | 0000019446 |
| Book / Page | 3054 / 795 |
| Instrument Date | May 12, 2026 |
| Instrument | 202619446 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 54 PATCHOGUE LN, PALM COAST, FL 32164-7556 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 54 PATCHOGUE LN, PALM COAST, FL 32164-7556 |
| Document Number | 0028520974 |
|---|---|
| Date | Mar 13, 2024 |
| Book Page | 2852/974 |
| Instrument | 2024010064 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 54 PATCHOGUE LN, PALM COAST, FL 32164-7556 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 54 PATCHOGUE LN, PALM COAST, FL 32164-7556 |
| Document Number | 0028190335 |
|---|---|
| Date | Oct 12, 2023 |
| Book Page | 2819/335 |
| Instrument | 2023044496 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 54 PATCHOGUE LN, PALM COAST, FL 32164-7556 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 54 PATCHOGUE LN, PALM COAST, FL 32164-7556 |
| Document Number | 0027900627 |
|---|---|
| Date | Jun 20, 2023 |
| Book Page | 2790/627 |
| Instrument | 2023026521 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 54 PATCHOGUE LN, PALM COAST, FL 32164-7556 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 54 PATCHOGUE LN, PALM COAST, FL 32164-7556 |
| Document Number | 0027070655 |
|---|---|
| Date | Jul 19, 2022 |
| Book Page | 2707/655 |
| Instrument | 2022037109 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Aug 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Aug 2, 2021 |
| Property Address | 54 PATCHOGUE LN, PALM COAST, FL 32164-7556 |
| Document Number | 0025900163 |
| Book / Page | 2590 / 163 |
| Map Reference | MB 9 PG 1-19 |
| Instrument Date | Jul 28, 2021 |
| Instrument | 2021041927 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 21, 2023 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,877.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE TRACK RD # RD100, RD100, ST JOHNS, FL 32259-2084 |
| Name | Verified Name |
|---|---|
| Address | 54 PATCHOGUE LN, PALM COAST, FL 32164-7556 |
| Document Number | 0002590164 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 2590/164 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jan 29, 2021 |
| Property Address | 54 PATCHOGUE LN, PALM COAST, FL 32164-7556 |
| Document Number | 0025201552 |
| Book / Page | 2520 / 1552 |
| Map Reference | MB 9 PG 16 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 2021004753 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2023 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $164.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE TRACK RD # 100, 100, SAINT JOHNS, FL 32259-2084 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,237.00 (-14.4%) | $276,313 (-0.79%) Land $52,500 Building $223,813 | $276,313 (-0.79%) Land $52,500 Building $223,813 |
| 2024 | $4,950.00 (-4.07%) | ||
| 2023 | $5,160.00 (+1.74%) | $278,515 (+4.49%) Land $43,000 Building $235,515 | $278,515 (+4.49%) Land $43,000 Building $235,515 |
| 2022 | $5,072.00 | $266,549 Land $43,500 Building $223,049 | $266,549 Land $43,500 Building $223,049 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 56 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 7 (2007–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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