Flagler County property record for 53 Patchogue Ln, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,382 sqft · built 1996 |
| Lot Size | 0.288 acres (12,545 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,941 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Dec 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7025-00660-0160 |
| Primary APN | 07-11-31-7025-00660-0160 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,382 sqft Living Area |
| Gross Area | 3,630 sqft |
| 1st Floor Area | 2,382 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,545 sqft (0.288 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 783 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 53 PATCHOGUE LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-7557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 25 BLOCK 00066 LOT 0016 SUBDIVISION COMPLETION YEAR 1975 OR 152 PG 62 OR 381 PG 277 OR 486 PG 1996 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 66 |
| Legal Lot Number | 16 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 60212 |
Source: Flagler County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 53 PATCHOGUE LN, PALM COAST, FL 32164-7557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 15, 2026 | Correction Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 27, 2022 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 7, 2022 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 5, 2021 | Deed of Trust, Mortgage · FHA Mortgage OBSIDIAN FINANCIAL SERVICES INC |
| Apr 10, 2017 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 28, 2026 |
| Transfer Doc | 0000028465 |
| Record Updated | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jul 15, 2026 |
| Property Address | 53 PATCHOGUE LN, PALM COAST, FL 32164-7557 |
| Document Number | 0000028465 |
| Book / Page | 3070 / 1648 |
| Instrument Date | May 28, 2026 |
| Instrument | 202628465 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 53 PATCHOGUE LN, PALM COAST, FL 32164-7557 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 53 PATCHOGUE LN, PALM COAST, FL 32164-7557 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 53 PATCHOGUE LN, PALM COAST, FL 32164-7557 |
| Document Number | 0027451946 |
|---|---|
| Date | Dec 27, 2022 |
| Book Page | 2745/1946 |
| Instrument | 2022061524 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 53 PATCHOGUE LN, PALM COAST, FL 32164-7557 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 53 PATCHOGUE LN, PALM COAST, FL 32164-7557 |
| Document Number | 0026461531 |
|---|---|
| Date | Jan 7, 2022 |
| Book Page | 2646/1531 |
| Instrument | 2022001402 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 53 PATCHOGUE LN, PALM COAST, FL 32164-7557 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 53 PATCHOGUE LN, PALM COAST, FL 32164-7557 |
| Document Number | 0025461042 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 2546/1042 |
| Instrument | 2021017898 |
| Name | OBSIDIAN FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | MELBOURNE, FL 32901 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 53 PATCHOGUE LN, PALM COAST, FL 32164-7557 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021980122 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 2198/0122 |
| Instrument | 2017012536 |
| Name | CARDINAL FINANCE CO |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2032 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,941.00 (+2.81%) Homeowner's exemption | $149,958 (+5.99%) | $298,164 (+0.59%) Land $52,500 Building $245,664 |
| 2024 | $1,888.00 (+3.17%) | ||
| 2023 | $1,830.00 (+1.61%) Homeowner's exemption | $141,487 (+3%) | $296,422 (+2.41%) Land $43,000 Building $253,422 |
| 2022 | $1,801.00 Homeowner's exemption | $137,366 | $289,452 Land $43,500 Building $245,952 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 56 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 7 (2007–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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