Essex County and Montclair Township property record for 54 Overlook Rd, Montclair, NJ 07043
| Property Type | Single Family Home |
|---|---|
| Details | 1,475 sqft · built 1926 |
| Lot Size | 0.125 acres (5,450 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $741,500 (Sep 2022) |
| Tax Bill | $18,941 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Mar 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-03704-0000-00007 |
| Primary APN | 13-03704-0000-00007 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,475 sqft Living Area |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Construction Type | Frame |
| Lot Area | 5,450 sqft (0.125 acres) |
| Lot Dimensions | 109 ft deep x 50 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130370400007 |
|---|---|
| Street Address | 54 OVERLOOK RD |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-2021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 50X109 IRR |
| Legal Block | 3704 |
| Legal Lot Number | 7 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 16200 |
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 54 OVERLOOK RD, MONTCLAIR, NJ 07043-2021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2022 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 30, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Jan 3, 2018 | Grant Deed, Transfer · Conventional with PMI CAPITAL ONE NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2022 · Amount on Record |
| Deed Sale | Sep 12, 2022 · Amount on Record |
| Prior Sale | Jan 3, 2018 · Amount on Record |
| Deed Document Number | 202282852 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Sep 12, 2022 |
| Property Address | 54 OVERLOOK RD, MONTCLAIR, NJ 07043-2021 |
| Document Number | 0000082852 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 2022082852 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2022 |
| Title Company | CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,853.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25 BIRKENDENE RD, 25, CALDWELL, NJ 07006-5701 |
| Name | Verified Name |
|---|---|
| Address | 54 OVERLOOK RD, MONTCLAIR, NJ 07043-2021 |
| Document Number | 0000082853 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 2022082853 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 54 OVERLOOK RD, MONTCLAIR, NJ 07043-2021 |
| Document Number | 0000038487 |
| Instrument Date | Mar 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 54 OVERLOOK RD MONTCLAIR NJ 070432021, MONTCLAIR, NJ 07043-2021 |
| Document Number | 0000038487 |
|---|---|
| Date | Apr 26, 2019 |
| Instrument | 38487 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jan 3, 2018 |
| Property Address | 54 OVERLOOK RD, MONTCLAIR, NJ 07043-2021 |
| Document Number | 0000000401 |
| Instrument Date | Sep 13, 2017 |
| Instrument | 401 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2018 |
| Title Company | SIMPLICITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $541.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 54 OVERLOOK RD MONTCLAIR NJ 070432021, MONTCLAIR, NJ 07043-2021 |
| Document Number | 402 |
|---|---|
| Date | Jan 3, 2018 |
| Instrument | 402 |
| Name | CAPITAL ONE NA |
|---|---|
| Type | Bank |
| Address | PLANO, TX 75024 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2048 |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $538,700 (-) Land $377,500 Building $161,200 | $538,700 (-) Land $377,500 Building $161,200 | |
| 2025 | $18,941.00 (+3.33%) | $538,700 (-) Land $377,500 Building $161,200 | $538,700 (-) Land $377,500 Building $161,200 |
| 2024 | $18,331.00 (+4.44%) | ||
| 2023 | $538,700 Land $377,500 Building $161,200 | $538,700 Land $377,500 Building $161,200 | |
| 2022 | $17,551.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2007–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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