51 Overlook Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 51 Overlook Rd, Montclair, NJ 07043

Property Summary

Property TypeSingle Family Home
Details3,071 sqft · built 1914
Lot Size0.173 acres (7,550 sqft)
Owner2 Individual Names on Record
Last Sale$800,000 (Apr 2007)
Tax Bill$28,617 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN13-03705-0000-00019

Property Details

APN / Parcel Number

Primary APN13-03705-0000-00019
Alternative APN
  • 130370500019

Interior

Stories2 Stories
Building Area3,071 sqft Living Area

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Construction TypeFrame
Lot Area7,550 sqft (0.173 acres)
Lot Dimensions151 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number130370500019
Street Address51 OVERLOOK RD
CityMONTCLAIR
StateNJ
Zip07043-2020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description50X151 IRR
Legal SubdivisionTOWNSHIP/MONTCLAIR
Legal Block3705
Legal Lot Number19
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group3
Census Block3001
Census Tract16200

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address51 OVERLOOK RD, MONTCLAIR, NJ 07043-2020
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Deed of Trust, Mortgage · Line of Credit
NONE LISTED ON DOCUMENT
Aug 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 2007 · Amount on Record
Deed SaleApr 23, 2007 · Amount on Record
Prior SaleApr 28, 2006 · Amount on Record
Deed Book / Page12047 / 7139
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Recording DateMay 12, 2026
Property Address51 OVERLOOK RD, MONTCLAIR, NJ 07043-2020
Document Number0000031688
Instrument DateMay 5, 2026
Instrument202631688
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address51 OVERLOOK RD, MONTCLAIR, NJ 07043-2020

Mortgage

Document Number0000031688,
DateMay 12, 2026
Instrument202631688
Lender
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.37%
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address51 OVERLOOK RD, MONTCLAIR, NJ 07043-2020
Transaction TypeMortgage
Record UpdatedAug 25, 2021
Title CompanyPUNCTUAL ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021094928
DateAug 3, 2021
Instrument2021094928
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$813,900 (-) Land $349,000 Building $464,900$813,900 (-) Land $349,000 Building $464,900
2025$28,617.00 (+3.32%)$813,900 (-) Land $349,000 Building $464,900$813,900 (-) Land $349,000 Building $464,900
2024$27,697.00 (+3.5%)
2023$813,900 Land $349,000 Building $464,900$813,900 Land $349,000 Building $464,900
2022$26,761.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (2007–2021)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Overlook Rd

Nearby Streets

Search Property Records by Address or Parcel Number