Westerly Town property record for 54 Oak St, Westerly, RI 02891 · Last verified July 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1929 |
| Square Footage | 2,400 sqft Living Area |
| Lot Size | 9,920 sqft (0.228 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $140,350 (2011) |
| Tax Bill | $3,301.00 (2025) |
| Primary APN | WEST M:47 B:153 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Building Area | 2,400 sqft Living Area |
| Gross Area | 5,524 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Duplex Single Style |
| Exterior Material | Stone Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,920 sqft (0.228 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 12021010 |
|---|---|
| Street Address | 54 OAK ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1741 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Block | 153 |
| Jurisdiction | WESTERLY RI |
| Minor Civil Division | WESTERLY |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 50801 |
Source: Westerly Town records · APN WEST M:47 B:153
Assessment roll updated June 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 54 OAK ST, WESTERLY, RI 02891-1741 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Apr 03, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 17, 2011 · Amount on Record |
| Deed Sale | Oct 17, 2011 · Amount on Record |
| Deed Book / Page | 1903 / 975 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 54 OAK ST, WESTERLY, RI 02891-1741 |
| Document Number | 2020-3934 |
| Instrument Date | Jul 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 54 OAK ST WESTERLY RI 028911741, WESTERLY, RI 02891-1741 |
| Document Number | 2020-3934 |
|---|---|
| Date | Nov 04, 2020 |
| Book Page | 002020/023934 |
| Instrument | 5470 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 03, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 54 OAK ST, WESTERLY, RI 02891-1741 |
| Document Number | 2018-5789 |
| Instrument Date | Apr 03, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 54 OAK ST WESTERLY RI 028911741, WESTERLY, RI 02891-1741 |
| Document Number | 2018-5789 |
|---|---|
| Date | Apr 17, 2018 |
| Book Page | 002018/005789 |
| Instrument | 1466 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 16, 2048 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,301.00 (+10.29%) | $424,300 (+44.03%) Land $130,500 Building $293,800 |
| 2023 | $2,993.00 (+0.61%) | $294,600 (-) Land $93,400 Building $201,200 |
| 2022 | $2,975.00 | $294,600 Land $93,400 Building $201,200 |
54 Oak St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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