54 Oak St, Islip, NY 11751 Property Records

Suffolk County and Islip Town property record for 54 Oak St, Islip, NY 11751

Property Summary

Property Type	Single Family Home
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,000 (Mar 2023)
Tax Bill	$9,008 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`472889 320.-2-70`

Property Details

APN / Parcel Number

Primary APN	`472889 320.-2-70`
Alternative APNs	`0500-320.00-02.00-070.000` `288932000000020700000000` `472800655800` `590190`

Exterior

Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	125 ft deep x 75 ft wide

Location & Zoning

Account Number	590190
Street Address	54 OAK ST
City	ISLIP
State	NY
Zip	11751-2808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	X2220126Y188577 T044H00000000
Legal Subdivision	MAP ISLIP MANOR
Legal Block	0002
Legal Lot Number	200
Jurisdiction	SUFFOLK NY
Township / Civil Division	ISLIP
Census Block Group	1
Census Block	1018
Census Tract	147401

Owner

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54 OAK ST, ISLIP, NY 11751-2808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Deed, Transfer · FHA Mortgage JET DIRECT FUNDING
Jun 26, 2017	Deed of Trust, Mortgage · Conventional with PMI TEACHERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2023 · Amount on Record
Deed Sale	Mar 28, 2023 · Amount on Record
Prior Sale	Jun 13, 1994 · Amount on Record
Deed Book / Page	13195 / 231
Record Updated	Sep 20, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Mar 28, 2023
Property Address	54 OAK ST, ISLIP, NY 11751-2808
Document Number	0131950231
Book / Page	13195 / 231
Instrument Date	Feb 21, 2023
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13822 248TH ST, ROSEDALE, NY 11422-2207

Mortgage

Document Number	0023496186
Date	Mar 28, 2023
Instrument	23496/186

Lender

Name	JET DIRECT FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	54 OAK ST, ISLIP, NY 11751-2808
Document Number	0228330582
Book / Page	022833 / 000582
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Sep 20, 2017
Title Company	FIRST RESOURCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 OAK ST ISLIP NY 117512808, ISLIP, NY 11751-2808

Mortgage

Document Number	0228330582
Date	Jul 13, 2017
Book Page	022833/000582

Lender

Name	TEACHERS FCU
Type	Credit Union
Address	HAUPPAUGE, NY 11788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Islip Town
Unified School District	Islip Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,200 (-) Land $6,700 Building $28,500	$495,774 (-) Land $94,366 Building $401,408
2024	$9,008.00		$495,774 (+2.53%) Land $94,366 Building $401,408
2023		$35,200 (-) Land $6,700 Building $28,500	$483,517 (+13.74%) Land $92,033 Building $391,484
2022	Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$35,200 Land $6,700 Building $28,500	$425,121 Land $80,918 Building $344,203

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	25 (1979–2023)
Claims Outside the SFHA	18 of 25
Most Recent Claim	Jul 2023 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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