41 Oak St, Islip, NY 11751 Property Records

Suffolk County and Islip Town property record for 41 Oak St, Islip, NY 11751

Property Summary

Property TypeSingle Family Home
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$623,150 (Oct 2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN472889 320.-2-46

Property Details

APN / Parcel Number

Primary APN472889 320.-2-46
Alternative APNs
  • 0500-320.00-02.00-046.000
  • 288932000000020460000000
  • 472800655570
  • 589730

Exterior

Lot Area9,148 sqft (0.21 acres)
Lot Dimensions125 ft deep x 75 ft wide

Location & Zoning

Account Number589730
Street Address41 OAK ST
CityISLIP
StateNY
Zip11751-2807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal DescriptionX2219985Y188731 T044H00000000
Legal SubdivisionMAP ISLIP MANOR
Legal Block0002
Legal Lot Number200
JurisdictionSUFFOLK NY
Township / Civil DivisionISLIP
Census Block Group1
Census Block1006
Census Tract147401

Owner

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address41 OAK ST, ISLIP, NY 11751-2807
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2025Deed, Transfer
UNITED WHOLESALE MORTGAGE
Mar 2, 2021Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 30, 2025 · Amount on Record
Deed SaleOct 30, 2025 · Amount on Record
Prior SaleOct 11, 1994 · Amount on Record
Deed Book / Page13315 / 15
Prior Transfer DateFeb 13, 2024
Prior Transfer Doc1326000889
Record UpdatedSep 20, 2026

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateOct 30, 2025
Property Address41 OAK ST, ISLIP, NY 11751-2807
Document Number0133150015
Book / Page13315 / 15
Instrument DateSep 16, 2025
Transaction TypeTransfer
Record UpdatedJan 14, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 OAK ST, ISLIP, NY 11751-2807

Mortgage

Document Number0023692766
DateOct 30, 2025
Instrument23692/766
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
AmountAmount Recorded
Term349 Months
DueNov 1, 2054

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateMar 2, 2021
Property Address41 OAK ST, ISLIP, NY 11751-2807
Document Number0130930220
Book / Page13093 / 220
Instrument DateNov 6, 2020
Transaction TypeTransfer
Record UpdatedAug 20, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address87 MONROE ST, AMITYVILLE, NY 11701-1520

Mortgage

Document NumberDL058064
DateMar 2, 2021
InstrumentDL058064
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionIslip Town
Unified School DistrictIslip Union Free School District (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$32,700 (-) Land $6,700 Building $26,000
2024$32,700 (-) Land $6,700 Building $26,000$460,563 (+2.54%) Land $94,366 Building $366,197
2023$32,700 Land $6,700 Building $26,000$449,176 Land $92,033 Building $357,143

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims25 (1979–2023)
Claims Outside the SFHA18 of 25
Most Recent ClaimJul 2023 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

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