54 Mary Ln, Oakland, ME 04963 Property Records

Kennebec County and Oakland Town property record for 54 Mary Ln, Oakland, ME 04963

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,536 sqft · built 1992
Lot Size	6.77 acres (294,901 sqft)
Owner	Individual Name on File
Last Sale	$428,700 (Apr 2021)
Tax Bill	$5,648 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OAKL M:026 L:031`

Property Details

APN / Parcel Number

Primary APN	`OAKL M:026 L:031`
Alternative APN	`331`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,536 sqft Living Area
Gross Area	4,850 sqft
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	294,901 sqft (6.77 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	331
Street Address	54 MARY LN
City	OAKLAND
State	ME
Zip	04963-5124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL.
Legal Lot Number	31
Jurisdiction	OAKLAND ME
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1002
Census Tract	25001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

54 Mary Ln is owned and occupied by an individual who bought it in April 2021.

Source: Kennebec County and Oakland Town records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	54 MARY LN, OAKLAND, ME 04963-5124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage KENNEBEC SAVINGS BANK
Sep 23, 2019	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2021 · Amount on File
Deed Sale	Apr 22, 2021 · Amount on File
Prior Sale	Sep 23, 2019 · Amount on File
Deed Document Number	202110211
Deed Book / Page	13977 / 105
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND ME
Recording Date	Apr 22, 2021
Property Address	54 MARY LN, OAKLAND, ME 04963-5124
Document Number	2021010211
Book / Page	13977 / 105
Instrument Date	Apr 20, 2021
Instrument	2021010211
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 SMITH RD, MAPLETON, ME 04757-4114

Mortgage

Document Number	2021010212
Date	Apr 22, 2021
Instrument	2021010212

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND ME
Recording Date	Sep 23, 2019
Property Address	54 MARY LN, OAKLAND, ME 04963-5124
Document Number	2019021970
Book / Page	13343 / 9
Instrument Date	Sep 23, 2019
Instrument	2019021970
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 MIDDLE RD, FAIRFIELD, ME 04937

Mortgage

Document Number	2019021971
Date	Sep 23, 2019
Instrument	2019021971

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 54 Mary Ln was $5,648, up 6.8% from the year before.

Source: Kennebec County and Oakland Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Oakland Town
Unified School District	Regional School Unit 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,648.00 (+6.83%)	$361,600 (-) Land $57,100 Building $304,500
2024	$5,287.00 (+14.07%)	$361,600 (+12.33%) Land $57,100 Building $304,500
2023	$4,635.00 (-1.15%)	$321,900 (+18.09%) Land $57,100 Building $264,800	$446,405
2022	$4,689.00	$272,600 Land $51,900 Building $220,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Mary Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Mary Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY OAKLAND DIVISION private · serves 2,873 people · EPA ID ME0091190
Water Source	Purchased surface water from KENNEBEC WATER DISTRICT
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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