49 Mary Ln, Oakland, ME 04963 Property Records

Kennebec County and Oakland Town property record for 49 Mary Ln, Oakland, ME 04963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 936 sqft · built 1980
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jul 2026)
Tax Bill	$2,560 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OAKL M:026 L:041-1`

Property Details

APN / Parcel Number

Primary APN	`OAKL M:026 L:041-1`
Alternative APNs	`M:026 L:041=1` `464`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Basement Area	702 sqft
Unfinished Basement	702 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Raised Ranch
Exterior Material	Combination
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	37,462 sqft (0.86 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	464
Street Address	49 MARY LN
City	OAKLAND
State	ME
Zip	04963-5121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL.
Legal Lot Number	41-1
Jurisdiction	OAKLAND ME
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1002
Census Tract	25001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

49 Mary Ln is owned by two individuals who bought it in July 2026.

Source: Kennebec County and Oakland Town records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	98 MOUNT VERNON AVE, AUGUSTA, ME 04330-7525
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Warranty Deed, Transfer · Conventional Mortgage CPORT CREDIT UNION
Feb 20, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2026 · Amount on File
Deed Sale	Jul 6, 2026 · Amount on File
Prior Sale	Feb 20, 2024 · Amount on File
Deed Document Number	202614424
Deed Book / Page	15780 / 16
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND ME
Recording Date	Jul 6, 2026
Property Address	49 MARY LN, OAKLAND, ME 04963-5121
Document Number	0000014424
Book / Page	15780 / 16
Instrument Date	Jul 2, 2026
Instrument	202614424
Transaction Type	Transfer
Record Updated	Jul 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	98 MOUNT VERNON AVE, AUGUSTA, ME 04330-7525

Mortgage

Date	Jul 6, 2026

Lender

Name	CPORT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND ME
Recording Date	Feb 20, 2024
Property Address	49 MARY LN, OAKLAND, ME 04963-5121
Document Number	2024003338
Book / Page	14984 / 13
Instrument Date	Feb 16, 2024
Instrument	2024003338
Transaction Type	Transfer
Record Updated	Mar 4, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 LAMBERT AVE, AUGUSTA, ME 04330-0223

Mortgage

Document Number	2024003339
Date	Feb 20, 2024
Instrument	2024003339

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 49 Mary Ln was $2,560, up 6.8% from the year before.

Source: Kennebec County and Oakland Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Oakland Town
Unified School District	Regional School Unit 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,560.00 (+6.84%)	$163,900 (-) Land $38,300 Building $125,600
2024	$2,396.00 (+12.81%)	$163,900 (+11.12%) Land $38,300 Building $125,600
2023	$2,124.00 (-1.85%)	$147,500 (+17.25%) Land $38,300 Building $109,200	$221,540
2022	$2,164.00	$125,800 Land $34,800 Building $91,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 49 Mary Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Mary Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY OAKLAND DIVISION private · serves 2,873 people · EPA ID ME0091190
Water Source	Purchased surface water from KENNEBEC WATER DISTRICT
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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