54 Maple Ter, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 54 Maple Ter, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,788 sqft · built 1900
Lot Size	0.326 acres (14,200 sqft)
Owner	Individual Name on Record
Last Sale	$221,500 (Jun 2008)
Tax Bill	$4,313 (2026)
Deeds & Mortgages	Mar 2026 Mortgage May 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`365-08800-61-001`

Property Details

APN / Parcel Number

Primary APN	`365-08800-61-001`
Alternative APN	`WSPR M:00365 B:08800 L:00061`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,788 sqft Living Area
Gross Area	3,926 sqft
Basement Area	918 sqft
Unfinished Basement	918 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,200 sqft (0.326 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	365-08800-61-001
Street Address	54 MAPLE TER
City	WEST SPRINGFIELD
State	MA
Zip	01089-2814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	8800
Legal Lot Number	61
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	2
Census Block	2000
Census Tract	812403

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	54 MAPLE TER, WEST SPRINGFIELD, MA 01089-2814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 19, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2008 · Amount on Record
Deed Sale	Jun 26, 2008 · Amount on Record
Deed Document Number	200842618
Deed Book / Page	17363 / 474
Last Transfer Date	Apr 19, 2023
Transfer Doc	025011-254
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	54 MAPLE TER, WEST SPRINGFIELD, MA 01089-2814
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026262-362
Date	Mar 24, 2026
Book Page	26262/362
Instrument	12280

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	May 19, 2023
Property Address	54 MAPLE TER, WEST SPRINGFIELD, MA 01089-2814
Document Number	025011-254
Book / Page	25011 / 254
Instrument Date	Apr 19, 2023
Instrument	22766
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 MAPLE TER, WEST SPRINGFIELD, MA 01089-2814

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,313.00 (+0.26%)	$307,600 (+6.33%) Land $112,200 Building $195,400	$308,841 (-3.19%)
2025	$4,302.00 (+6.35%)	$289,300 (+5.93%) Land $102,100 Building $187,200	$319,010
2024	$4,045.00 (+6.5%)	$273,100 (+11.74%) Land $102,100 Building $171,000
2023	$3,798.00	$244,400 Land $99,800 Building $144,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Whip City Fiber.

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