54 Lorraine St, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh City property record for 54 Lorraine St, Plattsburgh, NY 12901

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,966 sqft · built 1895
Lot Size0.189 acres (8,250 sqft)
OwnerIndividual Name on File
Last Sale$140,000 (Jun 2004)
Tax Bill$6,837 (2026)
Deeds & MortgagesNov 2023 Refinance
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN091300 207.16-5-13

Property Details

APN / Parcel Number

Primary APN091300 207.16-5-13
Alternative APN
  • 130020701600050130000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,966 sqft Living Area
1st Floor Area1,067 sqft
2nd Floor Area899 sqft

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1895
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area8,250 sqft (0.189 acres)
Lot Dimensions150 ft deep x 55 ft wide
Garage TypeDetached
Garage Area680 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
PorchPorch
Porch Area92 sqft
Canopy317 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address54 LORRAINE ST
CityPLATTSBURGH
StateNY
Zip12901-1836
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSIN FR DWLG SWPL & LOT
Legal Block5
Legal Lot Number13.000
JurisdictionCLINTON NY
Township / Civil DivisionPLATTSBURGH
Census Block Group1
Census Block1010
Census Tract100902

Owner

54 Lorraine St is owned and occupied by an individual who acquired it in February 2008.

Source: Clinton County and Plattsburgh City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address54 LORRAINE ST, PLATTSBURGH, NY 12901-1836
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
CARRINGTON MORTGAGE SERVICES LLC
Oct 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
UFIRST FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 7, 2004 · Amount on File
Deed SaleJun 7, 2004 · Amount on File
Prior SaleAug 29, 1996 · Amount on File
Deed Book / Page20041 / 70691
Last Transfer DateFeb 28, 2008
Transfer Doc0000020082/000001372
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Property Address54 LORRAINE ST, PLATTSBURGH, NY 12901-1836
Transaction TypeMortgage
Record UpdatedDec 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000334688
DateNov 16, 2023
Instrument20230-00334688
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueDec 1, 2053

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Property Address54 LORRAINE ST, PLATTSBURGH, NY 12901-1836
Document Number0000311088
Instrument DateOct 15, 2020
Transaction TypeMortgage
Record UpdatedNov 10, 2020
Title CompanyCLINTON ABSTRACT, CLINTON ABS

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 LORRAINE ST PLATTSBURGH NY 129011836, PLATTSBURGH, NY 12901-1836

Mortgage

Document Number0000311088
DateOct 28, 2020
Instrument311088
Lender
NameUFIRST FCU
AddressPLATTSBURGH, NY 12901
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueOct 27, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 54 Lorraine St was $6,837 with a homeowner's exemption, up 115.7% from the year before.

Source: Clinton County and Plattsburgh City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyClinton County
MunicipalityPlattsburgh City
Unified School DistrictPlattsburgh City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,837.00 (+115.68%) Homeowner's exemption
2025$3,170.00$240,200 Land $26,600 Building $213,600$240,200 Land $26,600 Building $213,600
2023$207,500 Land $26,600 Building $180,900$207,500 Land $26,600 Building $180,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Lorraine St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims2 (2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 54 Lorraine St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPLATTSBURGH CITY
serves 24,173 people · EPA ID NY0900217
Water SourceSurface water
Last State InspectionJun 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Westelcom Networks.

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