46 Lorraine St, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh City property record for 46 Lorraine St, Plattsburgh, NY 12901

Property Summary

Property Type	Triplex
Details	7 bd · 3 ba · 2,831 sqft · built 1905
Lot Size	0.194 acres (8,470 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Mar 2022)
Tax Bill	$9,368 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`091300 207.16-5-10`

Property Details

APN / Parcel Number

Primary APN	`091300 207.16-5-10`
Alternative APN	`130020701600050100000000`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,831 sqft Total Area
1st Floor Area	1,467 sqft
2nd Floor Area	1,364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	8,470 sqft (0.194 acres)
Lot Dimensions	154 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	603 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	46 LORRAINE ST
City	PLATTSBURGH
State	NY
Zip	12901-1836
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Block	5
Legal Lot Number	10.000
Jurisdiction	CLINTON NY
Township / Civil Division	PLATTSBURGH
Census Block Group	1
Census Block	1010
Census Tract	100902

Owner

Source: Clinton County and Plattsburgh City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 TOM MILLER RD, PLATTSBURGH, NY 12901-1226
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTH COUNTRY SAVINGS BANK
Feb 16, 2021	Deed, Transfer · FHA Mortgage PARAGON HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2022 · Amount on Record
Deed Sale	Mar 17, 2022 · Amount on Record
Prior Sale	Feb 16, 2021 · Amount on Record
Deed Document Number	2022323252
Prior Transfer Date	Feb 26, 2008
Prior Transfer Doc	0000020082/000001368
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Mar 17, 2022
Property Address	46 LORRAINE ST, PLATTSBURGH, NY 12901-1836
Document Number	0000323252
Instrument Date	Mar 17, 2022
Instrument	20220-00323252
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46 LORRAINE ST, PLATTSBURGH, NY 12901-1836

Mortgage

Document Number	22000323253
Date	Mar 17, 2022
Instrument	220-00323253

Lender

Name	NORTH COUNTRY SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON NY
Recording Date	Feb 16, 2021
Property Address	46 LORRAINE ST, PLATTSBURGH, NY 12901-1836
Document Number	0000313896
Instrument Date	Feb 15, 2021
Instrument	20210-00313896
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 TOM MILLER RD, PLATTSBURGH, NY 12901-1226

Mortgage

Document Number	21000313897
Date	Feb 16, 2021
Instrument	210-00313897

Lender

Name	PARAGON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clinton County and Plattsburgh City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
Municipality	Plattsburgh City
Unified School District	Plattsburgh City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,368.00 (+134.9%)
2025	$3,988.00	$302,200 (+5.26%) Land $26,900 Building $275,300	$302,200 (+5.26%) Land $26,900 Building $275,300
2023		$287,100 Land $26,900 Building $260,200	$287,100 Land $26,900 Building $260,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTSBURGH CITY serves 24,173 people · EPA ID NY0900217
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Westelcom Networks.

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