Oswego County and Constantia Town property record for 54 Kellar Dr, Bernhards Bay, NY 13028
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,542 sqft · built 1948 |
| Lot Size | 0.423 acres (18,442 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (May 1998) |
| Tax Bill | $8,639 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 352689 311.12-01-16 |
| Primary APN | 352689 311.12-01-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,542 sqft Living Area |
| 1st Floor Area | 883 sqft |
| 2nd Floor Area | 659 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 18,442 sqft (0.423 acres) |
| Lot Dimensions | 359 ft deep x 51.4 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 451 sqft |
| Boat Access | Boat Access |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 54 KELLAR DR |
|---|---|
| City | BERNHARDS BAY |
| State | NY |
| Zip | 13028-3102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 126 LOT 21,22 WINONA 098-010-000 LAKE FRONT 52' |
| Legal Block | 1 |
| Legal Lot Number | 16.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | CONSTANTIA |
| Census Block Group | 2 |
| Census Block | 2087 |
| Census Tract | 20600 |
54 Kellar Dr is owned and occupied by two individuals who bought it in May 1998.
Source: Oswego County and Constantia Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 54 KELLAR DR, BERNHARDS BAY, NY 13028-3102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 1998 · Amount on File |
| Deed Sale | May 5, 1998 · Amount on File |
| Prior Sale | Oct 28, 1996 · Amount on File |
| Deed Book / Page | 1409 / 261 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 54 Kellar Dr was $8,639 with exemptions applied, up 1.4% from the year before.
Source: Oswego County and Constantia Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Constantia Town |
| Unified School District | Central Square Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,639.00 (+1.37%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $8,522.00 | $205,400 Land $75,100 Building $130,300 | $373,455 Land $136,546 Building $236,909 |
| 2023 | $205,400 Land $75,100 Building $130,300 | $316,000 Land $115,538 Building $200,462 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 54 Kellar Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Mar 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 54 Kellar Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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