Oswego County and Constantia Town property record for 44 Kellar Dr, Bernhards Bay, NY 13028
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,000 sqft · built 1917 |
| Lot Size | 0.679 acres (29,610 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $520,000 (May 2026) |
| Tax Bill | $9,286 (2026) |
| Deeds & Mortgages | May 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 352689 311.12-01-19 |
| Primary APN | 352689 311.12-01-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,000 sqft Living Area |
| 1st Floor Area | 1,204 sqft |
| 2nd Floor Area | 796 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 29,610 sqft (0.679 acres) |
| Lot Dimensions | 282 ft deep x 105 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 275 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 44 KELLAR DR |
|---|---|
| City | BERNHARDS BAY |
| State | NY |
| Zip | 13028-3102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT.126(E.HALF 33,34-LT.31 117-007-000 LF 100 |
| Legal Subdivision | WINONA PARK EXTENSION |
| Legal Block | 1 |
| Legal Lot Number | 19.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | CONSTANTIA |
| Census Block Group | 2 |
| Census Block | 2087 |
| Census Tract | 20600 |
Source: Oswego County and Constantia Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20753 TONE DE LAGO ST, ESTERO, FL 33928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2026 · Amount on Record |
| Deed Sale | May 13, 2026 · Amount on Record |
| Prior Sale | Mar 19, 2001 · Amount on Record |
| Deed Document Number | 20263978 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | May 13, 2026 |
| Property Address | 44 KELLAR DR, BERNHARDS BAY, NY 13028-3102 |
| Document Number | 0000003978 |
| Instrument Date | May 6, 2026 |
| Instrument | 20263978 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | NETWORK TITLE AGENCY/FL, NETWORK TITLE AGCY OF NY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $210,080.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
Source: Oswego County and Constantia Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Constantia Town |
| Unified School District | Central Square Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,286.00 Veteran's exemption | ||
| 2025 | $224,500 (-) Land $92,000 Building $132,500 | $408,182 (+18.18%) Land $167,273 Building $240,909 | |
| 2023 | $224,500 Land $92,000 Building $132,500 | $345,385 Land $141,539 Building $203,846 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Mar 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures