54 Jacobs St, Franklin, NC 28734 Property Records

Macon County property record for 54 Jacobs St, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,560 sqft · built 2008
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Jun 2019)
Tax Bill	$1,044 (2026)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6585726394`

Property Details

APN / Parcel Number

Primary APN	`6585726394`
Alternative APNs	`0105608` `144689`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,560 sqft Heated Area
1st Floor Area	1,040 sqft
Upper Floors Area	520 sqft
Attic	Attic
Attic Area	520 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)

Exterior Amenities

Porch	Slab
Porch Area	320 sqft
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	144689
Street Address	54 JACOBS ST
City	FRANKLIN
State	NC
Zip	28734-2557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FR1
Legal Description	LOT 11 TRIMONT TRAIL EST
Legal Subdivision	TRIMONT TRAIL ESTATES
Legal Lot Number	11
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1044
Census Tract	970302

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	54 JACOBS ST, FRANKLIN, NC 28734-2557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2019 · Amount on Record
Deed Sale	Jun 6, 2019 · Amount on Record
Prior Sale	Feb 22, 2008 · Amount on Record
Deed Document Number	20193458
Deed Book / Page	39 / 1857
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jun 6, 2019
Property Address	54 JACOBS ST, FRANKLIN, NC 28734-2557
Document Number	00F39/1857
Book / Page	F-39 / 1857
Instrument Date	Jun 6, 2019
Instrument	2019003458
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 JACOBS ST, FRANKLIN, NC 28734-2557

Mortgage

Document Number	00F39/1861
Date	Jun 6, 2019
Book Page	F-39/1861
Instrument	2019003459

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Franklin Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,044.00	$271,920 (-) Land $28,620 Building $243,300	$271,920 (-) Land $28,620 Building $243,300
2025	$1,044.00 (+6.1%)
2023	$984.00	$271,920 Land $28,620 Building $243,300	$271,920 Land $28,620 Building $243,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2023)
Most Recent Claim	Mar 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRANKLIN serves 9,992 people · EPA ID NC0157010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Dec 2024 Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30