Macon County property record for 40 Jacobs St, Franklin, NC 28734
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 2,048 sqft · built 1981 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Dec 2020) |
| Tax Bill | $1,282 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6585726495 |
| Primary APN | 6585726495 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,048 sqft Heated Area |
| 1st Floor Area | 1,472 sqft |
| Upper Floors Area | 576 sqft |
| Basement Area | 1,088 sqft |
| Finished Basement | 1,088 sqft |
| Game Room | Game Room |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,602 sqft (0.45 acres) |
| Terrain | Rolling |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 320 sqft |
| Deck Area | 96 sqft |
| Patio Area | 200 sqft |
| Utility Building | 120 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 148440 |
|---|---|
| Street Address | 40 JACOBS ST |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-2557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FR1 |
| Legal Description | LOT 10 TRIMONT TRAIL EST |
| Legal Subdivision | TRIMONT TRAIL ESTATES |
| Legal Lot Number | 10 |
| Jurisdiction | MACON NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 970302 |
Source: Macon County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 JACOBS ST, FRANKLIN, NC 28734-2557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Dec 11, 2020 | Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2020 · Amount on Record |
| Deed Sale | Dec 11, 2020 · Amount on Record |
| Prior Sale | Feb 8, 2012 · Amount on Record |
| Deed Document Number | 20209967 |
| Deed Book / Page | 40 / 1837 |
| Last Transfer Date | Sep 8, 2025 |
| Transfer Doc | 00X43/2012 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 40 JACOBS ST, FRANKLIN, NC 28734-2557 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000Y39/758 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | Y-39/758 |
| Instrument | 2020003504 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 1, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Dec 11, 2020 |
| Property Address | 40 JACOBS ST, FRANKLIN, NC 28734-2557 |
| Document Number | 00L40/1837 |
| Book / Page | L-40 / 1837 |
| Instrument Date | Dec 8, 2020 |
| Instrument | 2020009967 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10120 SUMMERFIELD DR, 10120, ROLLA, MO 65401-8476 |
| Name | Verified Name |
|---|---|
| Address | 40 JACOBS ST, FRANKLIN, NC 28734-2557 |
| Document Number | 2020009968 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 2020009968 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Macon County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Municipality | Franklin Town |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $341,970 (+13.13%) Land $36,450 Building $305,520 | $341,970 (+13.13%) Land $36,450 Building $305,520 | |
| 2025 | $1,282.00 (+5.95%) | $302,270 (-) Land $36,450 Building $265,820 | $302,270 (-) Land $36,450 Building $265,820 |
| 2023 | $1,210.00 | $302,270 Land $36,450 Building $265,820 | $302,270 Land $36,450 Building $265,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2023) |
| Most Recent Claim | Mar 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FRANKLIN serves 9,992 people · EPA ID NC0157010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Dec 2024 Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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