54 Harding Rd, Walpole, MA 02081 Property Records

Norfolk County and Walpole Town property record for 54 Harding Rd, Walpole, MA 02081

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 960 sqft · built 1960
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Individual Names on File
Last Sale	$307,500 (Dec 2015)
Tax Bill	$6,291 (2026)
Deeds & Mortgages	Apr 2025 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D101052003`

Property Details

APN / Parcel Number

Primary APN	`D101052003`
Alternative APN	`WALP M:00035 B:00327 L:00000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,026 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,000 sqft (0.275 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	D101052003
Street Address	54 HARDING RD
City	WALPOLE
State	MA
Zip	02081-4210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	327
Jurisdiction	WALPOLE MA
Township / Civil Division	WALPOLE
Census Block Group	1
Census Block	1005
Census Tract	411102

Owner

54 Harding Rd is owned and occupied by two individuals who acquired it in October 2020.

Source: Norfolk County and Walpole Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54 HARDING RD, WALPOLE, MA 02081-4210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 26, 2020	Quit Claim Deed, Transfer UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2015 · Amount on File
Deed Sale	Dec 23, 2015 · Amount on File
Prior Sale	Dec 28, 2007 · Amount on File
Deed Book / Page	33743 / 149
Last Transfer Date	Oct 20, 2020
Transfer Doc	38521-523
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALPOLE MA
Property Address	54 HARDING RD, WALPOLE, MA 02081-4210
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042353-534
Date	Apr 22, 2025
Book Page	42353/534
Instrument	24013

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALPOLE MA
Recording Date	Oct 26, 2020
Property Address	54 HARDING RD, WALPOLE, MA 02081-4210
Document Number	38521-523
Book / Page	038521 / 000523
Instrument Date	Oct 20, 2020
Instrument	116851
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	54 HARDING RD WALPOLE MA 020814210, WALPOLE, MA 02081-4210

Mortgage

Document Number	38521-525
Date	Oct 26, 2020
Book Page	038521/000525
Instrument	116852

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 54 Harding Rd was $6,291, up 2.7% from the year before.

Source: Norfolk County and Walpole Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Walpole Town
Unified School District	Walpole School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,291.00 (+2.73%)	$505,300 (+5.87%) Land $300,300 Building $205,000	$565,164 (+8.36%)
2025	$6,124.00 (+3.24%)	$477,300 (+6.37%) Land $288,800 Building $188,500	$521,550 (+0.55%)
2024	$5,932.00 (+2.05%)	$448,700 (+7.22%) Land $277,700 Building $171,000	$518,700
2023	$5,813.00	$418,500 Land $241,500 Building $177,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Harding Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Harding Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALPOLE WATER DEPT serves 24,070 people · EPA ID MA4307000
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Norwood Broadband.

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