28 Harding Rd, Walpole, MA 02081 Property Records

Norfolk County and Walpole Town property record for 28 Harding Rd, Walpole, MA 02081

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,586 sqft · built 1900
Lot Size	0.413 acres (18,000 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Oct 2018)
Tax Bill	$7,912 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D101052032`

Property Details

APN / Parcel Number

Primary APN	`D101052032`
Alternative APN	`WALP M:00035 B:00348 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,586 sqft Living Area
Gross Area	2,463 sqft
Basement Area	676 sqft
Unfinished Basement	676 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,000 sqft (0.413 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	D101052032
Street Address	28 HARDING RD
City	WALPOLE
State	MA
Zip	02081-4210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	348
Jurisdiction	WALPOLE MA
Township / Civil Division	WALPOLE
Census Block Group	1
Census Block	1005
Census Tract	411102

Owner

28 Harding Rd is owned and occupied by an individual who bought it in October 2018.

Source: Norfolk County and Walpole Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	28 HARDING RD, WALPOLE, MA 02081-4210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Line of Credit CRESCENT CREDIT UNION
Apr 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF CANTON
Oct 31, 2018	Quit Claim Deed, Transfer EASTERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2018 · Amount on File
Deed Sale	Oct 31, 2018 · Amount on File
Deed Document Number	201897508
Deed Book / Page	36400 / 593
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALPOLE MA
Recording Date	Jun 30, 2026
Property Address	28 HARDING RD, WALPOLE, MA 02081-4210
Document Number	0000045620
Book / Page	43210 / 235
Instrument Date	Jun 26, 2026
Instrument	202645620
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 HARDING RD, WALPOLE, MA 02081-4210

Mortgage

Document Number	0000045620,
Date	Jun 30, 2026
Book Page	43210/235
Instrument	202645620

Lender

Name	CRESCENT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALPOLE MA
Property Address	28 HARDING RD, WALPOLE, MA 02081-4210
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040448-358
Date	Apr 8, 2022
Book Page	40448/358
Instrument	30781

Lender

Name	BANK OF CANTON
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALPOLE MA
Recording Date	Oct 31, 2018
Property Address	28 HARDING RD, WALPOLE, MA 02081-4210
Document Number	36400-593
Book / Page	36400 / 593
Instrument	97508
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.19
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	364010001
Date	Oct 31, 2018
Instrument	36401/0001

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	Oct 31, 2048

Interest

Rate	3.99%
Max Rate At Change	10.1%
Max Rate	2.5%

Tax Assessment & Valuation

The 2026 property tax bill for 28 Harding Rd was $7,912, up 1.7% from the year before.

Source: Norfolk County and Walpole Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Walpole Town
Unified School District	Walpole School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,912.00 (+1.75%)	$635,500 (+4.85%) Land $305,200 Building $330,300	$696,959 (+34.39%)
2025	$7,776.00 (+3.16%)	$606,100 (+6.3%) Land $293,500 Building $312,600	$518,605 (-4.33%)
2024	$7,538.00 (+2.43%)	$570,200 (+7.63%) Land $282,200 Building $288,000	$542,070
2023	$7,359.00	$529,800 Land $245,400 Building $284,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Harding Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Harding Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALPOLE WATER DEPT serves 24,070 people · EPA ID MA4307000
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Norwood Broadband.

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