54 Gully Rd, Wading River, NY 11792 Property Records

Suffolk County and Riverhead Town property record for 54 Gully Rd, Wading River, NY 11792

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,428 sqft · built 1969
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$329,000 (Jul 2016)
Tax Bill$13,334 (2024)
Deeds & MortgagesAug 2026 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN473000 54.-3-7

Property Details

APN / Parcel Number

Primary APN473000 54.-3-7
Alternative APNs
  • 0600-054.00-03.00-007.000
  • 300005400000030070000000
  • 4730004827
  • 39

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,428 sqft Living Area
1st Floor Area1,428 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleRanch
Exterior MaterialWood
Lot Area10,890 sqft (0.25 acres)
Lot Width187 ft Width
View / LotCanal
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number39
Street Address54 GULLY RD
CityWADING RIVER
StateNY
Zip11792-1612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02
Legal Description*2206 LOT 1 HILL & DALE SEC 1
Legal SubdivisionHILL & DALE
Legal Block3
Legal Lot Number7
JurisdictionSUFFOLK NY
Township / Civil DivisionRIVERHEAD
Census Block Group1
Census Block1032
Census Tract169701

Owner

Source: Suffolk County and Riverhead Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address54 GULLY RD, WADING RIVER, NY 11792-1612
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2026Deed of Trust, Mortgage
ROCKET MORTGAGE LLC
Oct 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 2016 · Amount on Record
Deed SaleJul 14, 2016 · Amount on Record
Deed Book / Page12871 / 392
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Recording DateAug 27, 2026
Property Address54 GULLY RD, WADING RIVER, NY 11792-1612
Document Number2374000003
Book / Page23747 / 3
Instrument DateMay 13, 2026
Transaction TypeMortgage
Record UpdatedOct 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 GULLY RD, WADING RIVER, NY 11792-1612

Mortgage

Document Number2374000003,
DateAug 27, 2026
Book Page23747/3
Lender
NameROCKET MORTGAGE LLC
Agreement
AmountAmount Recorded
Term240 Months
DueSep 1, 2046
Interest
Max Rate-1%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address54 GULLY RD, WADING RIVER, NY 11792-1612
Document Number0232200488
Instrument DateOct 29, 2020
Transaction TypeMortgage
Record UpdatedApr 26, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address54 GULLY RD WADING RIVER NY 117921612, WADING RIVER, NY 11792-1612

Mortgage

Document Number0232200488
DateJan 16, 2021
Book Page023220/000488
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 15, 2051

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionRiverhead Town
Unified School DistrictShoreham-Wading River Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$53,300 (-) Land $7,800 Building $45,500$653,186 (+13.85%) Land $95,588 Building $557,598
2024$13,334.00
2023$53,300 Land $7,800 Building $45,500$573,735 Land $83,961 Building $489,774

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims55 (1981–2025)
Claims Outside the SFHA16 of 55
Most Recent ClaimMay 2025 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 19 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVERHEAD WATER DISTRICT
serves 35,000 people · EPA ID NY5103705
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrite
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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