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28 Gully Rd, Wading River, NY 11792 Property Records

Suffolk County and Riverhead Town property record for 28 Gully Rd, Wading River, NY 11792

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,084 sqft · built 1971
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$420,000 (Jan 2021)
Tax Bill$11,571 (2024)
Deeds & MortgagesDec 2021 Refinance
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN473000 54.-1-16

Property Details

APN / Parcel Number

Primary APN473000 54.-1-16
Alternative APNs
  • 0600-054.00-01.00-016.000
  • 300005400000010160000000
  • 4730004798
  • 39

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,084 sqft Living Area
Gross Area2,474 sqft
1st Floor Area1,168 sqft
2nd Floor Area916 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleColonial
Exterior MaterialComposition/Composite
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions150 ft deep x 100 ft wide
View / LotBelow Average
Garage TypeAttached
Garage Area210 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area564 sqft
Tennis CourtTennis Court

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number39
Street Address28 GULLY RD
CityWADING RIVER
StateNY
Zip11792-1612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB80
Legal Description*2206 LOT 11 HILL & DALE SEC 1
Legal Block1
Legal Lot Number16
JurisdictionSUFFOLK NY
Township / Civil DivisionRIVERHEAD
Census Block Group1
Census Block1030
Census Tract169701

Owner

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28 GULLY RD, WADING RIVER, NY 11792-1612
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
BETHPAGE FCU
Jan 13, 2021Deed, Transfer · Stand-Alone First Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 13, 2021 · Amount on Record
Deed SaleJan 13, 2021 · Amount on Record
Deed Book / Page13086 / 625
Prior Transfer DateSep 30, 1998
Prior Transfer Doc1192000039
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address28 GULLY RD, WADING RIVER, NY 11792-1612
Transaction TypeMortgage
Record UpdatedFeb 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0233600240
DateDec 21, 2021
Book Page23360/240
InstrumentDM054247
Lender
NameBETHPAGE FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueJan 1, 2051

January 2021: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateJan 13, 2021
Property Address28 GULLY RD, WADING RIVER, NY 11792-1612
Document Number0130860625
Book / Page13086 / 625
Instrument DateOct 27, 2020
Transaction TypeTransfer
Record UpdatedAug 20, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 FRANKLIN CMNS, YAPHANK, NY 11980-2006

Mortgage

Document NumberDL047142
DateJan 13, 2021
InstrumentDL047142
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionRiverhead Town
Unified School DistrictShoreham-Wading River Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$46,000 (-) Land $8,900 Building $37,100$563,725 (+13.85%) Land $109,069 Building $454,657
2024$11,571.00
2023$46,000 Land $8,900 Building $37,100$495,156 Land $95,802 Building $399,354

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims55 (1981–2025)
Claims Outside the SFHA16 of 55
Most Recent ClaimMay 2025 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 19 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVERHEAD WATER DISTRICT
serves 35,000 people · EPA ID NY5103705
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrite
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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