54 Gates St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 54 Gates St, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,378 sqft · built 1900
Lot Size	0.106 acres (4,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,987 (Feb 2023)
Tax Bill	$3,225 (2026)
Deeds & Mortgages	Dec 2022 Mortgage Feb 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0080 B:0000 L:18`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0080 B:0000 L:18`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,378 sqft Living Area
Gross Area	3,082 sqft
Basement Area	689 sqft
Unfinished Basement	689 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,600 sqft (0.106 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	54 GATES ST
City	HOLYOKE
State	MA
Zip	01040-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DR
Legal Lot Number	18
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	1
Census Block	1006
Census Tract	812104

Owner

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54 GATES ST, HOLYOKE, MA 01040-3018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage COMMUNITY NATIONAL BANK
Feb 23, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE
Dec 9, 2022	Redemption Deed, Transfer
Nov 23, 2022	Fiduciary Deed, Transfer · Stand-Alone First Mortgage COMMUNITY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2023 · Amount on Record
Deed Sale	Feb 23, 2023 · Amount on Record
Prior Sale	Nov 23, 2022 · Amount on Record
Deed Book / Page	24916 / 169
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	54 GATES ST, HOLYOKE, MA 01040-3018
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024840-464
Date	Dec 14, 2022
Book Page	24840/464
Instrument	72990

Lender

Name	COMMUNITY NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Feb 23, 2023
Property Address	54 GATES ST, HOLYOKE, MA 01040-3018
Document Number	024916-169
Book / Page	24916 / 169
Instrument Date	Feb 23, 2023
Instrument	8293
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23 MOUNT TOM AVE, EASTHAMPTON, MA 01027-2350

Mortgage

Document Number	0000008294
Date	Feb 23, 2023
Instrument	8294

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2022: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	HOLYOKE MA
Recording Date	Dec 9, 2022
Property Address	54 GATES ST, HOLYOKE, MA 01040-3018
Document Number	024833-571
Book / Page	24833 / 571
Instrument Date	Dec 6, 2022
Instrument	71756
Transaction Type	Transfer
Record Updated	Dec 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HOLYOKE MA
Recording Date	Nov 23, 2022
Property Address	54 GATES ST, HOLYOKE, MA 01040-3018
Document Number	024817-392
Book / Page	24817 / 392
Instrument Date	Nov 21, 2022
Instrument	69205
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444A N MAIN ST # 234, EAST LONGMEADOW, MA 01028-1845

Mortgage

Document Number	0000072990
Date	Nov 23, 2022
Instrument	72990

Lender

Name	COMMUNITY NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,225.00 (+6.75%)	$185,000 (+6.94%) Land $44,400 Building $129,400	$239,649 (-6.26%)
2025	$3,021.00 (+17.14%)	$173,000 (+27.11%) Land $41,500 Building $131,500	$255,645 (+4.63%)
2024	$2,579.00 (+4.29%)	$136,100 (+3.26%) Land $39,300 Building $96,800	$244,340
2023	$2,473.00	$131,800 Land $39,300 Building $92,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Netafy Fixed Wireless	150 / 150

May also be available: HGE.NET, T-Mobile.

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