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45 Gates St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 45 Gates St, Holyoke, MA 01040

Property Summary

Property TypeDuplex
Details2 bd · 2.5 ba · 2,171 sqft · built 1920
Lot Size0.227 acres (9,901 sqft)
Owner2 Individual Names on File
Last Sale$65,000 (Apr 2001)
Tax Bill$3,610 (2026)
Deeds & MortgagesJan 2020 Transfer
Flood ZoneZone X (minimal risk)
APNHOLY M:0080 B:0000 L:21

Property Details

APN / Parcel Number

Primary APNHOLY M:0080 B:0000 L:21

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area2,171 sqft Living Area
Gross Area4,388 sqft
1st Floor Area1,282 sqft
Basement Area1,033 sqft
Unfinished Basement1,033 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,901 sqft (0.227 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Street Address45 GATES ST
CityHOLYOKE
StateMA
Zip01040-3017
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeDR
Legal Lot Number21
JurisdictionHOLYOKE MA
Township / Civil DivisionHOLYOKE
Census Block Group1
Census Block1003
Census Tract812104

Owner

45 Gates St, a duplex, is owned and occupied by two individuals who acquired it in January 2020.

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address45 GATES ST, HOLYOKE, MA 01040-3017
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 13, 2001 · Amount on File
Deed SaleApr 13, 2001 · Amount on File
Deed Book / Page11588 / 593
Last Transfer DateJan 21, 2020
Transfer Doc23054-387
Record UpdatedOct 29, 2026

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHOLYOKE MA
Recording DateJan 22, 2020
Property Address45 GATES ST, HOLYOKE, MA 01040-3017
Document Number23054-387
Book / Page023054 / 000387
Instrument DateJan 21, 2020
Instrument3638
Transaction TypeTransfer
Record UpdatedFeb 11, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 GATES ST HOLYOKE MA 010403017, HOLYOKE, MA 01040-3017

Tax Assessment & Valuation

The 2026 property tax bill for 45 Gates St was $3,610, up 6.8% from the year before.

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityHolyoke City
Unified School DistrictHolyoke School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,610.00 (+6.8%)$207,100 (+6.97%) Land $45,700 Building $159,400$347,717
2025$3,380.00 (+7.95%)$193,600 (+17.19%) Land $42,700 Building $150,900
2024$3,131.00 (+7.82%)$165,200 (+6.72%) Land $40,500 Building $124,700
2023$2,904.00$154,800 Land $40,500 Building $114,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Gates St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 45 Gates St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLYOKE WATER WORKS
serves 37,838 people · EPA ID MA1137000
Water SourceSurface water
Last State InspectionOct 2025
Lead9 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Netafy
Fixed Wireless		150 / 150

May also be available: HGE.NET, T-Mobile.

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