54 Gardner Rd, Ashburnham, MA 01430 Property Records

Worcester County and Ashburnham Town property record for 54 Gardner Rd, Ashburnham, MA 01430

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,804 sqft · built 2018
Lot Size	1.03 acres (45,000 sqft)
Owner	Individual Name on Record
Last Sale	$366,000 (Aug 2020)
Tax Bill	$6,928 (2025)
Deeds & Mortgages	Dec 2019 Refinance Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ASHB M:0017 B:00009D`

Property Details

APN / Parcel Number

Primary APN	`ASHB M:0017 B:00009D`
Alternative APN	`ABHM M:0017 B:00009D`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,804 sqft Living Area
Gross Area	3,514 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,000 sqft (1.03 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	54 GARDNER RD
City	ASHBURNHAM
State	MA
Zip	01430-1622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	9D
Jurisdiction	ASHBURNHAM MA
Township / Civil Division	ASHBURNHAM
Census Block Group	3
Census Block	3010
Census Tract	700100

Owner

Source: Worcester County and Ashburnham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	54 GARDNER RD, ASHBURNHAM, MA 01430-1622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance I-C FCU
Aug 10, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NAVY FCU
Dec 27, 2018	Quit Claim Deed, Transfer · Stand-Alone First Mortgage I-C FCU
Jun 13, 2018	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2020 · Amount on Record
Deed Sale	Aug 10, 2020 · Amount on Record
Prior Sale	Dec 27, 2018 · Amount on Record
Deed Document Number	202013304
Deed Book / Page	9690 / 302
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBURNHAM MA
Property Address	54 GARDNER RD, ASHBURNHAM, MA 01430-1622
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9507-186
Date	Dec 18, 2019
Book Page	9507/186
Instrument	23091

Lender

Name	I-C FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2051

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBURNHAM MA
Recording Date	Aug 10, 2020
Property Address	54 GARDNER RD, ASHBURNHAM, MA 01430-1622
Document Number	9690-302
Book / Page	9690 / 302
Instrument Date	Aug 5, 2020
Instrument	13304
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3 LOWELL ST, N BILLERICA, MA 01862-1003

Mortgage

Document Number	13305
Date	Aug 10, 2020
Instrument	13305

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBURNHAM MA
Recording Date	Dec 27, 2018
Property Address	54 GARDNER RD, ASHBURNHAM, MA 01430-1622
Document Number	9238-179
Book / Page	9238 / 179
Instrument Date	Dec 18, 2018
Instrument	22785
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 GARDNER RD, ASHBURNHAM, MA 01430-1622

Mortgage

Document Number	22786
Date	Dec 27, 2018
Instrument	22786

Lender

Name	I-C FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBURNHAM MA
Recording Date	Jun 13, 2018
Property Address	54 GARDNER RD, ASHBURNHAM, MA 01430-1622
Document Number	9093-232
Book / Page	009093 / 000232
Instrument Date	Jun 13, 2018
Instrument	9459
Transaction Type	Transfer
Record Updated	Jul 3, 2018

Transaction

Amount	Amount Recorded
Tax	$264.48
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 WILLARD RD NEW IPSWICH NH 03071, NEW IPSWICH, NH 03071

Tax Assessment & Valuation

Source: Worcester County and Ashburnham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Ashburnham Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,928.00 (+4.64%)	$465,900 (+10.82%) Land $32,400 Building $433,500	$453,150 (+0.63%)
2024	$6,621.00 (+4.86%)	$420,400 (+10.2%) Land $32,400 Building $388,000	$450,300
2023	$6,314.00	$381,500 Land $32,400 Building $349,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHBURNHAM WATER DEPARTMENT serves 3,680 people · EPA ID MA2011000
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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