40 Gardner Rd, Ashburnham, MA 01430 Property Records

Worcester County and Ashburnham Town property record for 40 Gardner Rd, Ashburnham, MA 01430

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,884 sqft · built 2003
Lot Size	2.1 acres (91,799 sqft)
Owner	2 Individual Names on File
Last Sale	$487,000 (May 2024)
Tax Bill	$6,198 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ASHB M:0017 B:00009H`

Property Details

APN / Parcel Number

Primary APN	`ASHB M:0017 B:00009H`
Alternative APN	`ABHM M:0017 B:00009H`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,884 sqft Living Area
Gross Area	3,642 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	91,799 sqft (2.1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	40 GARDNER RD
City	ASHBURNHAM
State	MA
Zip	01430-1622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	B&H REALTY TRUST
Legal Block	9H
Jurisdiction	ASHBURNHAM MA
Township / Civil Division	ASHBURNHAM
Census Block Group	3
Census Block	3010
Census Tract	700100

Owner

Source: Worcester County and Ashburnham Town records · APN ASHB M:0017 B:00009H

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 GARDNER RD, ASHBURNHAM, MA 01430-1622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage
Jun 15, 2017	Deed of Trust, Mortgage I-C FCU
Nov 06, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 23, 2024 · Amount on Record
Deed Sale	May 23, 2024 · Amount on Record
Prior Sale	Nov 06, 2020 · Amount on Record
Deed Document Number	20246412
Deed Book / Page	10767 / 309
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBURNHAM MA
Recording Date	Jun 24, 2026
Property Address	40 GARDNER RD, ASHBURNHAM, MA 01430-1622
Document Number	0000008274
Book / Page	11239 / 296
Instrument Date	Jun 18, 2026
Instrument	20268274
Transaction Type	Mortgage
Record Updated	Jul 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 GARDNER RD, ASHBURNHAM, MA 01430-1622

Mortgage

Document Number	0000008274,
Date	Jun 24, 2026
Book Page	11239/296
Instrument	20268274

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jul 01, 2054

Interest

Rate	6.51%
Max Rate	-1%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBURNHAM MA
Property Address	40 GARDNER RD, ASHBURNHAM, MA 01430-1622
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8838-158
Date	Jun 15, 2017
Book Page	8838/158
Instrument	9990

Lender

Name	I-C FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2032

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBURNHAM MA
Recording Date	Nov 06, 2020
Property Address	40 GARDNER RD, ASHBURNHAM, MA 01430-1622
Document Number	9779-207
Book / Page	9779 / 207
Instrument Date	Nov 02, 2020
Instrument	20131
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 GARDNER RD, ASHBURNHAM, MA 01430-1622

Mortgage

Document Number	20132
Date	Nov 06, 2020
Instrument	20132

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Ashburnham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Ashburnham Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,198.00 (+5.39%)	$416,800 (+11.62%) Land $40,900 Building $375,900	$452,770 (+0.29%)
2024	$5,881.00 (+4.42%)	$373,400 (+9.73%) Land $40,500 Building $332,900	$451,440
2023	$5,632.00	$340,300 Land $40,500 Building $299,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277001003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 60 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile USA.

Nearby Properties on Gardner Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures